5
out of 5
POSTED: | BY: David Samuel
Super easy and helpful!
Super easy and helpful!
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,336
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2
out of 5
POSTED: | BY: Janet Knight
BUYER BEWARE - Read fine print in policy!!
Be careful of what this company means by pre-existing conditions. Example: if your animal is born with a genetic condition that can be seen or observed before you purchase this policy BUT can not be treated until the animal is larger for corrective treatment to be effective (e.q. eye problem) - It Will Be Considered a Pre-Existing condition even if it is genetic and will NOT be covered Because, you can see it before you purchased the policy. And the wait periods are much longer then stated on their website - e.q. if your dog has had parasites in the last year ,via their extenstion review by claims adjusters, you can have up to a 12 month exclusion for parasites as pre-existing clause terms.
5
out of 5
POSTED: | BY: Richard Luke
Outstanding Insurance Company!
i did research into several Pet insurance companies. I chose Embrace Pet insurance because of the outstanding coverage and pricing!
I would highly recommend Embrace Pet insurance to anyone needing quality insurance for their pet or service animal!!
5
out of 5
POSTED: | BY: Linda M
I highly recommend Embrace
This was my first time getting pet insurance and I’m glad I chose Embrace for my 2 cats. Filing a claim was easy and the reimbursement was super quick! I highly recommend Embrace for your fur babies!! You never know when you will need it.
5
out of 5
POSTED: | BY: Customer
Very easy to make claim on line
Very easy to make claim on line
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.