Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,322

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductibleā„¢, is included with every policy as standard. Learn more about Embrace’sĀ plan options,Ā read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laura Joscelyn

Excellent customer service

The CSAs made switching to them very easy. They were all well informed on the options available, extremely polite and professional too šŸ’œšŸ¾šŸ’œ
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5

out of 5

POSTED: | BY: Florence Hargreaves

Super easy to submit a claim

Super easy to submit a claim. Peace of mind Bruno will get the care he needs.
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5

out of 5

POSTED: | BY: Vicki Steen

Iā€™ve never had an issue with Embrace

Iā€™ve never had an issue with Embrace; Iā€™ve submitted for emergency room visits and have been reimbursed within two days every time. Have never submitted for non-emergencies; my separate wellness plan covers that. Wish it hadnā€™t gotten so expensive; now that the two cats are 11 and 13, coverage just jumped to $2300 a year! But thatā€™s any insurance, a waste of money until you need it and then youā€™re thankful you have it.
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4

out of 5

POSTED: | BY: Lynnette M. Holland

Embrace always is quick to settleā€¦

Embrace always is quick to settle claims and reimbursement is swift. I've never had them question a claim. The premiums are reasonable and its a great comfort knowing that my Tucker is covered for any ad all emergencies and routine care.
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5

out of 5

POSTED: | BY: Connie Craddock

ENBRACE PET INSURANCE AND A PIECE OF MINDšŸ¾ā¤ļø

It was hard choosing a plan there were so many. I picked Embrace because we have GEICO for our car insurance and we are happy with it and Embrace is through GEICO. So far the service has been great with Enhance.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductibleā„¢, the industryā€™s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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