Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,968

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tremayne Myles

So far so good

So far so good. Loving this company so far to help keep our pup happy and healthy. No complaints on my end. Just make sure you read and understand your policy then you'll be fine.
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5

out of 5

POSTED: | BY: Wendy C

Super easy to file a claim and handled…

Super easy to file a claim and handled very quickly
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5

out of 5

POSTED: | BY: Robert Dictor

Website and claim process was easy to…

Website and claim process was easy to navigate. Customer Service was efficient and compassionate.
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5

out of 5

POSTED: | BY: Melissa

My first puppy.. my first pet insurance experience

I got my first puppy (a golden retriever named goose) back in June and signed up for embrace shortly after in July. I cannot express my gratitude for Embrace pet insurance. My pup just turned 5 months old and he is the definition of crazy. knowing that I can bring him to the vet and be reimbursed for part of his visit gives me such a peace of mind every time I walk into the vets office. we unfortunately had an emergency foreign body surgery two weeks ago, and the claim is already being worked on by the Embrace team, which I am so thankful for. I Researched a lot of insurance companies and ended with Embrace and I will stay with them for all future animals. Thank you for all of your help and support.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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