5
out of 5
POSTED: | BY: Lydia Berkebile
Easy claim filing
Easy claim filing
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,319
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Michelle Hefner
Always there for me and zoey....thank…
Always there for me and zoey....thank you
5
out of 5
POSTED: | BY: Naomi Schmidt
Telephone experience
Luckily, I’ve only had to use the insurance to be repaid for well visits or reimbursed. I guess is a better word, but they have always been very kind over the telephone and helped me yesterday about choosing a different deductible to decrease overall monthly rates.
5
out of 5
POSTED: | BY: Jenny K.
Easy to submit claims online
Easy to submit claims online. Good customer service on phone. Quick payments of claims. What more could you ask for in a pet insurance?
5
out of 5
POSTED: | BY: Kimberley Brown
Our wellness policy is perfect
Our wellness policy is perfect. It allows for a reasonable monthly payment to help cover some of those annual expenses, that can get costly.
Embrace is quick to respond to your claim, not only to tell you that they have received it, but also when it is complete.
We love our Embrace policies.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.