Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,319

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: EMEKA SMITH

First time have a puppy

First time having a puppy. It was a smooth experience.
5

out of 5

POSTED: | BY: Brian Thul

Professional and Compassionate

Associate was professional and compassionate while supporting us to get the best help for our dog.
5

out of 5

POSTED: | BY: Marcelo Moino

My claims are reviewed and answered…

My claims are reviewed and answered quickly. All has gotten paid and I appreciate it! Thanks all!
5

out of 5

POSTED: | BY: Marisa Anderson

Embrace our Guardian Angel

Embrace is like my extended family, offering support through the ups and downs. They play an essential role in caring for your furry companions. From the day you bring your pet home until the day you say goodbye 😢, be confident that Embrace becomes your Guardian Angel, providing the best care for your furry baby.
5

out of 5

POSTED: | BY: Joshua Borem

Embrace has been very helpful to…

Embrace has been very helpful to medical care of our two chihuahuas and to our family finances. The customer service is good too. My only suggestion is that the web site is a little difficult to navigate when I have multiple claims in process at one time. Needs a better dashboard. Two thumbs up and five stars for Embrace!!

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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