Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,322

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: TeamPlusOne West Hartford

Incredible Care and Great Coverage

Incredible Care and Great Coverage sum up how this company handles things. We were with them for several years and only stopped after our little guy lost his battle with Congestive Heart Failure. During the whole process (which spanned a couple of years), Embrace Pet Insurance responded quickly to our monthly claims. The claims were processed and reimbursement in our account in about a week-ish. It made things easier to not ever have to think about "money" when it came to our pet's care. What he needed, he got. Thank you for all you do. It will be a little while before we are ready for another dog. But, when we are, we will end up getting him or her covered through Embrace Pet Insurance!
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5

out of 5

POSTED: | BY: Rick Myers

So far

So far, I am very impressed with Embrace. Easy to upload summaries and to submit a claim. Will be getting a couple more dogs soon and plan on using Embrace with them as well.
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5

out of 5

POSTED: | BY: Donna Karasek

Embrace is fair, fast and easy to use

We have been with Embrace for 12 years for our two Standard Poodles. They have been absolutely wonderful - easy to contact, pleasant, fair and timely - could not ask for a better experience.
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5

out of 5

POSTED: | BY: K.P EDGE

Would recommend this insurance for any…

Would recommend this insurance for any pet lovers. Very affordable😁
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5

out of 5

POSTED: | BY: Victoria Silva

Years of excellent coverage

I have had this insurance for several years, including a former pet. I have enjoyed the peace of mind that my dogs have been protected by this insurance. They process the claims in a very timely manner.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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