Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,862

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: ann

Don’t fall for it

Don’t fall for it. Unless you insure your oet at birth, be certain that Embrace will comb their history for any and all exclusions. Who knows, maybe they comb the mother’s history too🙄. This is not like the health insurance with which you’re probably familiar. Save your money and just pay the vet bills as they come. You’ll at least save yourself the cost of premiums.
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5

out of 5

POSTED: | BY: Re'Jahnique Matthews

Very efficient and easy

Very efficient and easy. All I had to do was choose the diagnose, pet and price. I love simplicity.
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3

out of 5

POSTED: | BY: Robert Shelton

I paid over 4K for services and only…

I paid over 4K for services and only received like 500 in pay outs. Not sure if its worth it.
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5

out of 5

POSTED: | BY: Pam Backofen

Always easy

Always easy, friendly, kind and helpful. Compared to others I’ve researched, they’re the absolute best.
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5

out of 5

POSTED: | BY: Kathleen Aux

Always supported my claims

Always supported my claims
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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