Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jim

Car Accident - A ruf couple of weeks!

Our beloved dog was recently in a car accident and possibly related acute blindness. Embrace has been a godsend for ensuring he gets the care he needs.
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5

out of 5

POSTED: | BY: Carla Winston

Easy to file a claim, fast payment

Couldn't have been more pleased with the quick payment for the vet bill for my dog with allergies. The website made it easy for me to upload the bill and office notes for the visit, as well as, tracking the status of my claim.
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5

out of 5

POSTED: | BY: Chris James

Great customer serviceeverytime I need…

Great customer serviceeverytime I need help.
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5

out of 5

POSTED: | BY: MegS

great coverage for testing

great coverage for testing. Best insurance I have experienced for my dog. We used to have another company that did not cover anything. Thank you for being an honest and good insurance company!
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1

out of 5

POSTED: | BY: mimi Alves

Waste of money,this pet insurance is a…

Waste of money,this pet insurance is a trash..
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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