ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,065

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Luan Fogg

Excellent service

We have been very pleased with our relationship. Excellent customer service.
5

out of 5

POSTED: | BY: Elise

So happy I have ASPCA pet insurance

I have had ASCPA pet insurance on my two dogs now for a few years. I have one dog that suffers with skin conditions pretty regularly and having this insurance has been extremely beneficial for me as his vet bills can be pretty pricey. I never have any issues filing a claim online, the process is very easy. I am always thrilled when I see how much I get reimbursed back. For me having this insurance is 100% worth it.
5

out of 5

POSTED: | BY: Rachelle McGinnis

Everyone has been so caring, kind and helpful at ASPCA Per Insurance.

Everyone at ASPCA Pet Insurance has been caring, kind and helpful. I especially appreciated the call from Shelley in customer service to check in on my dog Gucci. It was so nice. She answered some questions I had about coverage. Thank you everyone for being there for me and Gucci.
5

out of 5

POSTED: | BY: Marianne

Great service and fair pricing!

They cover almost everything for my boxer! Customer service is amazing and everyone is easy to deal with. I love this insurance plan!
5

out of 5

POSTED: | BY: Mandy Pinto

So happy I choose the ASPCA pet insurance.

So happy I choose the ASPCA pet insurance, they have the most comprehensive and cost efficient plan, that is clear and easy to navigate. They also have a well informed staff, and a great customer service team.

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

Get a quote today

Leave a review