5
out of 5
POSTED: | BY: Alvin Tran
Great experience and fast service
Customer service and claims has always been really fast. Coverage is also great and monthly bill is fair price. No complaints.
4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Dana Koskela
This company has been the best.
Making a claim is easy and getting reimbursed is usually within a couple weeks. Very easy to use App
5
out of 5
POSTED: | BY: Susan D
Our dachshund required emergency…
Our dachshund required emergency surgery on his back and thankfully we had taken out ASPCA insurance on him a few years back! Without the insurance we would never had been able to afford this type of surgery and we would’ve had to had our just 7 year old boy euthanized. That would’ve broken our hearts. It certainly has been a life saver for him and for us well!
5
out of 5
POSTED: | BY: Siobhan Hill
I am happy with the insurance.
The insurance is good. The claims get processed quickly. The representatives are nice and easy to work with when you call.
5
out of 5
POSTED: | BY: Helen serras
I refer you to everyone I know . I’ve had a good experience all the time .
I’m happy with you guys and I tell all my friends !
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.