ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,065

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Madlyn Inserra

Great coverage, great service!

The coverage plans are excellent as well as the customer service.
5

out of 5

POSTED: | BY: Omar Beas

Satisfied at every step of the way

I have an almost 4 yr old English Bulldog. Enough said, right, the breed as advertised. Always something with this little girl. Thank God for ASPCA Pet Insurance. Starting from an easy policy set up to automatic monthly payments to direct deposit reimbursement. Easy and convenient. Even the claim process is easy. Love it, love it. I’d recommend it to everyone.
5

out of 5

POSTED: | BY: A. S.

Absolutely worth having in case of pet sickness

Our two year-old cat has been suffering from intermittent vomiting. Without the insurance diagnostic tests would cost us thousands of dollars of out of pocket expenses. Insurance reimbursement was prompt and as promised (90 percent). Thanks a lot.
5

out of 5

POSTED: | BY: Jean Catalano

Buy this insurance.!

First of all I was told it’s not worth it to have pet insurance - they don’t pay anything. I am glad I didn’t listen. If it wasn’t for ASPCAPet Insurance I would not be able to keep my Zion. When I rescued him he came with a lot of fears. he barked at everything, Chased everything, afraid of shadows, noises. This wonderful insurance company paid 90%. All I can say is Call them on look for them online.
5

out of 5

POSTED: | BY: Beny Krasner

ASPCA, you are the best of the best organization yet.

ASPCA stout behind the agreement and help me to go thru all the treatment for my cat. Thank you very Much. you deserve every penny.

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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