5
out of 5
POSTED: | BY: Dina Ambeliotis
Easy and effective!
Filing claims with ASPCA is always fast and easy to do. I have had nothing but great experiences with this insurance for my dog!
4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Stacy Besaw
Great
Everyone that I talk to when I call is so nice and pleasant and I feel like I’m talking to one of my friends. They always ask how my pet is by name doing and the experience is very nice. I don’t have to worry about anything. It makes things very pleasant over the phone and knowing that each and every person that I talk to really cares and you can tell that they love their fur babies and are animal lovers.
5
out of 5
POSTED: | BY: Allan Lippolis
Easy to work with
The web site is easy to use.
5
out of 5
POSTED: | BY: Kate
Great service, just long processing time
This service is great and I am grateful I have it. I have Received great customer service and ease of contact to the company, but the processing time is very long. Both claims were 2-3 weeks.
5
out of 5
POSTED: | BY: ELLEN MARKS
Very pleased with service they have provided for my pet.
Very pleased with the service they have provided. Claims have been processed in a reasonable time period and I am happy with the way things regarding my pet pet have been taken care of with no problems thus far.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.