5
out of 5
POSTED: | BY: Tracy
I can always count on them, very reliable!
Honestly you can't afford not to use them. I have saved a ton of money and I highly recommend them.
4.5
out of 5
Number of reviews 12,145
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: ANA
EXCELLENT
ASPCA is a great pet insurance, I feel so confident that Lala (my chihuahua) is under ASPCA Insurance that give me peace; they have a great customer service, nice people, very reasonable price, Lala and I we are very lucky to have a great insurance.
Thank you ASPCA Pet Insurance.
5
out of 5
POSTED: | BY: Kelly
Great Experience
The entire process was so easy and flawless! From understanding the service, to placing the claim, until the end I was kept in the loop and knew what was going on with the claim. They made it easy so I could worry about other things and not have to worry about checking on the claim.
5
out of 5
POSTED: | BY: Esmeralda
Made my loss a little bit easier
Our family recently lost our furry girl Bella. I had to contact the insurance to cancel the policy and their response was absolutely amazing and appreciated beyond their knowledge. The representative that handled my call was compassionate and caring. And the follow-up I received from her manager made my heart melt. Thank you ASPCA for making this loss easier. I may no longer be a member of the insurance (at this moment) but you will continue to receive my support through donations.
5
out of 5
POSTED: | BY: Carrie Gadek
Nothing but positive experiences with …
Nothing but positive experiences with ASPCA. My claim have been paid in a timely manner. Great customer service.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.