5
out of 5
POSTED: | BY: Eric Sidauga
So far so good
So far so good. No complaints
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,092
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Patrick
The customer service was very helpful …
The customer service was very helpful when submitting my claim and answering questions. It was a very quick turnaround for reimbursement
4
out of 5
POSTED: | BY: Christine S
Don’t know because we just used …
Don’t know because we just used insurance and have to wait if they pay
5
out of 5
POSTED: | BY: Nikki
ABSOLUTELY WORTH HAVING A PET INSURANCE
My 2 year old pup is extremely active and loves to chase critters, big or small. Unfortunately, when she's on a hot pursuit chasing something, she does come back with a battle wound sometimes. Separate incidence includes a gash on her leg that required 3 stitches, a small cut under her eye from a branch and a fight with a Raccoon had to be treated. Thanks to ASPCA affordable pet insurance, I never worry about Vet bills. Filing a claim is easy too with ASPCA Insurance. No need to think twice.....you'll be glad to have it.
5
out of 5
POSTED: | BY: Sarah S.
Highly recommend
Easy claim process and quick reimbursement! They even called after the claim had been resolved to see how my cat was doing!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.