5
out of 5
POSTED: | BY: Bonnie Pino Fraser
Easy to submit via the app
Easy to submit via the app and see the progress of the claims.
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,062
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Benjamin Skinner
So Simple and Easy to Use
The ASPCA Pet Health Insurance plan is so simple to use that it's been a real joy to have. Submitting a claim only takes a few minutes and the company reliably pays out and makes it easy to relax about finances when I should be focused on the health of my dog. I would recommend the insurance to any pet owner and it's certainly worth the investment.
5
out of 5
POSTED: | BY: Jackie Hettinger
ASPCA Insurance has been a blessing!
My dog Lexi unfortunately has had more than her share of joint related issues and injuries. Thankfully we have the insurance that enables us to provide the care she needs. I have been satisfied with every claim I have made, from ease of filing a claim to direct deposit in my account. I recommend ASPCA Insurance to anyone thinking of buying pet insurance.
5
out of 5
POSTED: | BY: Brian
Recommended insurance provider
They always paid on our claims and never contested a bill. I will continue using them!
5
out of 5
POSTED: | BY: Myrta Maldonado
Daisy's Story
ASPCA Pet Insurance has been beyond fantastic with everything, from the phone calls to the updates what more can I ask for. They helped me so much and first thing they ask on the phone is how my Daisy is doing. I made a absolute best choice with ASPCA Pet Insurance.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.