5
out of 5
POSTED: | BY: Brandon
Great service!
ASPCA pet insurance has awesome customer service. The claim process was painless and quick!
4.5
out of 5
Number of reviews 12,062
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sayre Weaver
outstanding and responsible service
I have 3 cats, 2 insured with ASPCA and one with another insurance provider. ASPCA is head and shoulders above my other insurance company. ASPCA is responsive, the claims are easy to file,ASPCA keeps me informed every step of the way, and goes out of its way to make sure I understand what is being covered and why. I would have all 3 cats on ASPCA but the third cat was diagnosed with a heart condition while on the other insurance and so I could not switch to ASPCA for his coverage (preexisting condition).
5
out of 5
POSTED: | BY: Leane
Very efficient and caring in all respects when handling claims and customers.
ASPCA has been with us since we got our Frenchies, and have helped with making treatment decisions when there was time to consider options. When there was no time, coverage was a comfort in the expense that was being paid.
5
out of 5
POSTED: | BY: Misty Breland
Peace of mind
I have more options because of insurance.
5
out of 5
POSTED: | BY: teri pappalardo
excellent service I believe anyone with a dog should have this insurance!
Thank God for this pet insurance it helped us so much!!! And the customer service reps are just amazing and so helpful and so nice.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.