5
out of 5
POSTED: | BY: Paul Gately
Fantastic coverage
Fantastic coverage with quick turnarounds. Would highly recommend
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,062
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lisa Wallace
Very easy and fast
Very fast with paying your claims. I would recommend them to my family and friends
5
out of 5
POSTED: | BY: Lisa Wallace
Really fast paying the client back
Really fast paying the client back. I would recommend this pet insurance to families and friends
5
out of 5
POSTED: | BY: Maria Rendon
I have complete trust and confidence in…
I have complete trust and confidence in ASPCA Pet Health Insurance. The customer service I receive is always stellar. Staff is knowledgeable, caring and friendly. When I submit a claim I know it will be taken care of - sometimes I wish the wait period was a little shorter though.
5
out of 5
POSTED: | BY: Mia Giarmarco
Love this insurance
First off I love The ASPCA app. It is Very easy to use especially when submitting claims and I've had no issues with receiving refunds. Everything is pretty stream line. I use it a-lot as my cat was diagnosed with lymphoma back in June. Since i have to go monthly for blood work and get medication refilled The bills add up but Their plan has covered so much of the vet costs.
Initially when l got Ascpa insurance my cats where in good health and I wasn't using it hardly at all so I almost canceled it back when I renewed.But im so glad i didn't $500 for the year but they saved me over $3,000+ in vet bills. I realized they covered so much more than I gave them credit for especially for being one of the less expensive pet insurance company's out there.
Ive called several times for questions and they have always been very clear with the information they provide and very helpful.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.