ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,063

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Maria Di

Very professional and helpful.

Very professional and helpful with any questions.
5

out of 5

POSTED: | BY: Diana Rodino

Zues's allergies

I've been having to take Zues in for the past 3 months. With these fires and the bad air quality his allergies have been so bad that his paws were so inflamed. We couldn't even touch them with out him whinnying or growling. With out ASPCA Pet Health Insurance I wouldn't of been able to afford his medical bills.Thank you so much for Being there for us. Zues also thanks you! Diana rodino
5

out of 5

POSTED: | BY: Gail Roser

Great Experience

My experience with ASPCA pet insurance has been great. When my cat became ill, it was comforting to know that I had this Insurance. It let me get my cat the care that he needed. Submitting the claim was extremely easy and the claim was reviewed and paid in a short time. This gave me peace of mind knowing that I was going to be reimbursed quickly and I would not have to worry about other financial matters.
5

out of 5

POSTED: | BY: Ruth K

Dependable with prompt claim service.

The claim was processed promptly and it eased my mind allowing me to concentrate on my pet.
5

out of 5

POSTED: | BY: adriaan van de wall

Very happy with our pet insurance…

Very happy with our pet insurance policy! Easy to communicate, fast and fair claim handling and very broad coverages. Look no further!!

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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