5
out of 5
POSTED: | BY: Tom Calderone
always helpful!
always helpful!
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,062
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Bob Plotkin
Peace of mind for our entire family
Our Lab Max has A full 5 acres to play in and frequently comes home with strange things he has found. His well being is our prime concern and knowing that when we need a vet visit we are fully covered. The few claims we have made to ASPCA Pet Insurance have been handled not only very professionally, but very promptly !
5
out of 5
POSTED: | BY: Jane
Look no further
True care and coverage! Preventive, illness, accident!!!! My pups have had it all and ASPCA has covered it all, followed up with excellent customer care - I say care and not service because it's clear that everyone at ASPCA Pet Health insurance do actually CARE. I have no hesitation referring to friends and families.
5
out of 5
POSTED: | BY: Misty Breland
When you have insurance you have more options.
Great service
5
out of 5
POSTED: | BY: Charissa Smith
Having pet insurance has saved us from having to make the decision between pet healthcare and groceries.
When a unexpected injury or illness happens with a pet it can get spendy quickly. Having our policy helped us with end of life care for one dog, and health maintenance on our other dogs. With pet insurance we feel more flexibility to bring the dog to the vet for little things before they become big things.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.