Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,561

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Brenda Cowles

So pleased...

I had been searching and searching for Pet Insurance... Every company I found was over my budget... A friend found Nationwide Pet Insurance for me... It offers everything the others offered for a lesser price... I am so happy...
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5

out of 5

POSTED: | BY: Monika S

Melody was absolutely amazing

Melody was absolutely amazing! She explained everything in detail making me feel assured that my dogs will be under great care. Rates are affordable and plan chosen is perfect to fit our needs.
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3

out of 5

POSTED: | BY: customer

Plan options

The plan options are terrible compared to what my other pets are grandfathered into.
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5

out of 5

POSTED: | BY: Kicker

App was easy to navigate and the…

App was easy to navigate and the comparison chart was helpful.
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1

out of 5

POSTED: | BY: customer

I’ve been a member for 5 years and…

I’ve been a member for 5 years and after my credit card declined because I was sent a new one you canceled my policy. I thought I had resolved this but when I signed on today it was still cancelled. I have a newborn baby so I don’t have time to sit on hold for hours so I emailed support they did not help me and instead told me I can call another department to reenroll. It’s bullshit so now I have to reenroll online and pay more even though I tried to resolve this when it first happened. Horrible customer service for someone who has two pets with you for 5 years with no payment issues. But what else is new. Human health care is a scam why not pet insurance to!!!!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage.

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.

Provider website

Since 1982, Nationwide has helped pet owners protect what matters most.

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Provider website

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