Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 27,446

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Lucy DAmbrosio

Outstanding representative

The representative was kind, knowledgeable and compassionate.... Aileen. I am happy with the initial service received where she explained whatever question I had regarding my initial enrollment for my 2 furbabies. Thank you.
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1

out of 5

POSTED: | BY: steve keller

If you use the insurance the premium goes up

We've been with Fetch for 4 years and never had a problem until our dog had dental disease and had teeth removed. Shortly thereafter we received notice that our premium doubled with less benefits. I called and was told it was because of the use. Holly is only 4 and pretty healthy in general but apparently the teeth extraction was too much. I asked him "So we're being penalized for using the insurance we pay for." The answer was yes. He said it's like car insurance. If you use it, it goes up. He offered me a deal that I turned down. If I used it we'd be right where we are now. I canceled. Just be aware of how this works.
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5

out of 5

POSTED: | BY: Tressa Snydeman

Karley was a pleasure to work with

Karley was a pleasure to work with. As a first time pet insurance buyer, I had many questions and Karley pleasantly answered them all!
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5

out of 5

POSTED: | BY: Steph

Transparent, friendly, and helpful!

I called Fetch to get more information about their pet insurance after rescuing a new dog, and I was lucky enough to speak with Amanda Mello. She was so friendly, relatable, and made me feel comfortable asking my many, many questions. She was so knowledgeable and made me feel very comfortable with what Fetch had to offer. With a previous pet, I had a different pet insurance carrier and was considering sticking with them out of familiarity, however, Amanda singlehandedly earned my trust and I switched to Fetch. I also called 2 other pet insurance companies and the transparency, clarity, and confidence I felt about Fetch was strengthened after discussions with those other carriers. I emailed a follow-up question to Amanda and she responded very quickly and made the adjustment to my quote and I promptly signed up for the policy! I'm a new customer, so I don't have experience yet with claims and coverage yet, but the onboarding process and what it looks like Fetch will cover sounds great. Thank you to Amanda for all of her help!
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old.

Some providers limit coverage for older pets to accident-only.

Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.

Provider website

Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo.

It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

Provider website

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