219,420+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 219,420 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

219,420 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,857 reviews

4.9
Healthy Paws

11,179 reviews

4.9
Fetch

5,567 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

15,005 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

May 20, 2026

Quick to deny every claim

I went with Trupanion for many years and opted for Pets Plus because it was cheaper. You get what you pay for. Trupanion were a dream to deal with compared to this company.

Insurer: Pets Plus Us

By: Kevin

Useful
May 20, 2026

Easily submitted Claims

With an active dog, we have ear problems every year allergy season hits and she starts swimming in the rivers. With one visit to the vet, we are able to almost meet our deductible, which gives us confidence in taking her in every time we think there's a problem. PetsBest has always been responsive in the claims process, even when they're swamped. And the benefits explanation is easy to understand. Thank you PetsBest.

Insurer: Pets Best

Veterinarian: Burton Creek Veterinary Clinic

By: Linda

Useful
May 20, 2026

Have not filed claim yet but so far customer service is great

I have not filed a claim yet, but their customer service when signing up is really thorough. I felt I fully understood the policy before payment, unlike other providers. I then got a really clear document emailed to me that explains the policy. I asked one follow up question and got an immediate email answer. So far very happy, and the price is very reasonable.

Insurer: Lemonade

By: Kelly

Useful
May 20, 2026

Unclear terms and no changes allowed

I signed up from this site and purposefully selected Pet's Best because it said they cover exam fees. When I clicked through to their site it did not give me any option to select additional coverage for exam fees, so I thought it was included. In fact, there was very little info on the policy itself provided until I paid. Then I got an email saying exam fees were not covered. So I called a couple of days later to add them and I was not permitted to because my dog had a vet visit during that time, even though that visit wasn't going to be covered anyway since it was during the waiting period. They did process my cancellation and refund quickly. I have since signed up with another provider and they allow changes up to 14 days after the policy is started. Also good to know this provide requires you to call them to make any policy changes, unlike others which have online options for customer service.

Insurer: Pets Best

By: Kelly

Useful
Verified May 20, 2026

It was fast and easy

It was fast and easy. Good pricing

Insurer: MetLife

By: Josh

Verified May 20, 2026

Find somewhere else to get pet insurance.

I would say I could have spent less without the insurance. They covered practically nothing so when you pay the entire year up front and they hardly covered any of the visits. I would say look for a better insurance company.

Insurer: Spot

By: Ruth P

Verified May 20, 2026

Easy to find you

Easy to find you. Decent premium.

Insurer: MetLife

By: Jeannette J Marston

May 20, 2026

MONEY HUNGRY PET INSURANCE

I wouldn't even give this 1. I am absolutely appalled by this company’s predatory pricing and complete lack of empathy. My dog's premium just increased by almost $3,000, which is a staggering, unjustifiable jump. This is the second time they have done this to me. I already had to cancel the policy for my first pet because of their massive rate increases, and now I am being forced to cancel my second dog’s policy for the exact same reason. This pet insurance is absolute trash, and all they care about is money. When I called customer service to figure out how a $3,000 jump was even possible, the representative essentially admitted to a punishment system. I was told the increase was because my dog had been to the vet frequently, and they needed to raise the rates on their end to cover "future increases." Isn't the entire point of paying for pet insurance to have a safety net when your pet actually needs medical care? They are happy to take your monthly premiums when your pet is healthy, but the moment you actually utilize the policy you’ve been paying for, they will price you out of your plan to protect their own bottom line. I would never recommend this company to anyone. In fact, I would recommend literally any other provider besides them. Save your money, protect your pets, and avoid this company at all costs. Hopefully, warning others about how they treat repeat customers will make people think twice before signing up with them!

Insurer: Fetch

By: JESSICA

May 20, 2026

Very solid pet insurance

I’ve been with Healthy Paws for over a year and I can only say that it’s an exceptional service. They have been quick on reimbursements with typically 24 to 48 hours turnaround once they have the VET soap notes. This is a five star company - and it provides superb peace of mind for the Pet owner. There’s nothing scarier than having your pet present an issue that has never come up before. It would be nice if pets could talk, but having the peace of mind knowing that I have Healthy Paws Pet Insurance takes this sting out. Our little puppy is only 14 months old, but the policy has easily paid it for itself many times over, and Healthy Paws has earned not only our respect, but also the referrals of our friends and family.

Insurer: Healthy Paws

By: Brett B

Verified May 20, 2026

They are always there when I needed…

They are always there when I needed them. Know exactly the cost of the visit before I leave the office.

Insurer: Trupanion

By: dar

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