154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified July 23, 2022

The best pet insurance available!!

All good!

Insurer: Trupanion Canada

By: John

Useful
Verified July 23, 2022

So thankful you guys!

Best!

Insurer: Trupanion Canada

By: Patricia

Useful
Verified July 23, 2022

Excellent service and friendly

Excellent service and friendly

Insurer: Trupanion Canada

By: Daniel

Useful
Verified July 23, 2022

Friendly customer service that make you feel like they care.

Friendly customer service, that make you feel like they care.

Insurer: Trupanion Canada

By: Louise

Useful
Verified July 23, 2022

Never Worry

I never worry about having to take my puppies to the vet

Insurer: Trupanion Canada

By: Jerry

Useful
Verified July 23, 2022

Misadventures with a 10-month puppy!

I submitted multiple medication claims for refills of Finn's prescriptions from Jan- June 2022. All but one were approved. A claim for foreign body ingestion( a sock just before the Easter long weekend) was approved with deductible applied. Fortunately, the sock finally began to move one hour before the surgery deadline!

Insurer: Trupanion Canada

By: Heather

Useful
Verified July 23, 2022

Easy Breezy

It was simple and easy to navigate

Insurer: Trupanion Canada

By: Susan

Useful
Verified July 22, 2022

Just got insurance for my puppy

Just got insurance for my puppy. Costumer rep was patient and very helpful. Now let's see how this insurance works when I need it.

Insurer: ManyPets

By: Marlene

July 22, 2022

If I could give Embrace no stars

If I could give Embrace no stars, I would. This company is terrible. Essentially I paid for 2 years of service for both of my dogs and not one any of there claims I’ve submitted were approved for reimbursement. Embrace is literally, raping your bank account, taking your money and not covering anything. These companies need to be stop. Don’t waste your time or money. Save for dogs emergencies and pay for them yourself. You’ve been warned.

Insurer: Embrace

By: Andre Valentine

July 22, 2022

Buyer Beware...Embrace Pet Insurance is an Internet Scam! They do not pay claims at all

I too have come here to warn the public that Embrace.com and American Modern Home Insurance Company are an internet pet insurance scam. I enrolled in two plans for my cat Titus Maxwell Lewis I on 11/16/2021. One plan for wellness visits the other for major medical. $80.47 per month which is pretty steep as Titus was then only 9 months old (DOB 02.14.19) at this point. Initially, I had Trupanion insurance (referred by my vet), but they do not have a wellness plan. After spending hours of internet research (but not enough. I never looked at reviews) I was drawn in by Embrace because of their (non-existent) well care reimbursement (neuter and such) $650 annually. My Cat Titus was cleared for heart murmur and general heath twice by my vet. The reason I paid such attention to this is that my previous cat died at 4 yos due to CHF. Titus was found to have no signs of any issues prior to his neuter (I paid hundreds of extra dollars to specifically ensure that he was healthy this includes an echocardiogram). He was cleared for surgery on 4.27/22. On 5/11/22 we noticed a sudden cough and ran him to the vet. To our dismay he was diagnosed with CHF. The vet confirmed again that he had no issues prior to surgery and that the surgery caused no issues. CHF is congenital. We are again heartbroken. We have compiled thousands in medical bills, but we are covered now, right? My Embrace plans annual maximum is SUPOSSEDLY $10K. I can give Titus the treatment and extend his life without worry right? Wrong! Wrong! Wrong! Wrong! Wrong! I submitted all the bills we amassed to Embrace including the Neutering under the wellness plan. They have dragged their feet for over 30 days and have now come back and DENIED all claims citing pre-existing conditions – which we were cleared of by them in Dec. 2021. They will pay nothing apparently and underwriter whose entire job is to send vacuous expressions of empathy, deny valid insurance claims making no effort to explain why “any pre-existing conditions” were not called out when Embrace received Titus’s medical history back in November 2021. They cannot explain why Embrace continued to take a year’s worth of insurance premiums without such notification. I did receive $540 of my $650 for wellness finally someone followed up. I missed it as I'm looking for more $$$. They are happy to cancel my nonexistent coverage now that they have my $643.00. Amid all of this they notified me that my July premium was due, and they could not deduct it. HA! Before selecting this company, I pursued Nationwide. It is unfortunate that I was drawn into Embrace by their Wellness plan and DID not do my homework. However, I am glad I did not sign my Pug here. Embrace is an insurance internet fraud they now have $643 in premiums from me and will cover nothing. Titus will continue to get the best of the best treatment Embrace.com, and American Modern Home Insurance Company will be the villain in his story!

Insurer: Embrace

By: TechLuxe

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