154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,837 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified August 31, 2025

First time we made a claim, and it's so easy!

We have been fortunate enough that this was our first time using our pet insurance. Having Spot when our dog had surgery gave us piece of mind. Starting a claim was easy, and we were reimbursed to get the vet bills paid. I highly recommend this insurance to anyone with a pet!

Insurer: Spot

By: Trista

Verified August 31, 2025

Just received it.

Just received it.

Insurer: Nationwide

By: Sherolyn Florence

August 31, 2025

Pros & Cons

Pros: • We’ve been with Embrace for 10 years, and overall they’ve been very reliable. • When claims were mistakenly flagged as “pre-existing,” my vet provided documentation and Embrace corrected it and paid. • Customer service has been fair and responsive. Cons: • Premiums rise every year, no matter the policy type. • Currently paying over $500/month for two dogs (one older, one young and healthy). • The USAA member discount is minimal and hardly noticeable. Overall: Embrace has been trustworthy when it comes to paying claims, but the steep and ever-rising premiums make it hard to justify the cost — especially when one pet has had no health issues at all

Insurer: Embrace

By: Pam Backofen

Verified August 31, 2025

Quick & Friendly

Easy to file claims and they are pretty quick to handle them too.

Insurer: MetLife

By: Lindsey Stallings

Verified August 31, 2025

Friendly helpful

Friendly helpful

Insurer: ASPCA

By: Allison

August 31, 2025

Medications, yes or no??

I have had a problem with my claim when I turned it in I gave them all my receipts but they only accepted one day and I went to the vet for months come to find out they didnt accept my medications but in the policy it says it does so my question is do they accept medications or not???

Insurer: ASPCA

By: Dana Todd

August 31, 2025

Weimaraner Figo Back Recovery Journey

My dog hurt her back and Figo was right there. We learned what they needed to process a claim. The detailed vet notes and invoice started our year long path through using Figo to help pay for her journey. Drugs, cold last therapy, canine physical therapy, I highly recommend Figo for your pet.

Insurer: Figo

By: customer

Verified August 31, 2025

Amazing speed in processing a…

Amazing speed in processing a relatively large claim $686. Thank you so much. All of our claims over the past 4 yrs have been handled quickly. We are so very pleased with Pumpkin Pet Insurance.

Insurer: Pumpkin

By: Diane

August 31, 2025

Joshua Sabado

Joshua Sabado, my new pet insurance agent, has made the process of obtaining pet insurance significantly easier. He was patient as he was called several times to answer multiple questions from me. After conducting extensive research with AI, we concluded that Fetch Pet Insurance is the best option for our new miniature schnauzer. I will keep you informed about the 'claims' successes!

Insurer: Fetch

By: Gene Ciancio

Verified August 31, 2025

Great experience.

I had a good experience - the staff help all along the way including helping with computer issue to send in vet bill. Very kind and professional.

Insurer: Pumpkin

By: Susan

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