154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 20, 2022

I was skeptical about having pet…

I was skeptical about having pet insurance but thought it was a good idea with a new puppy. I have been thrilled with the customer service and turnaround times for claims. So far I have only used it for wellness, but it has been very helpful. Thank you!

Insurer: Pets Best

By: Beth Hayes Wright

Verified September 20, 2022

Monica and Michael were extremely…

Monica and Michael were extremely helpful!

Insurer: Prudent Pet

By: Araceli

September 20, 2022

Thanks to Fetch I sleep better

My dog Grady and I have been deeply comforted by your support. I appreciate the benefits and coverage both listed and explained. The assistance while filing a claim and the ease of reimbursement. Thank you!

Insurer: Fetch

By: Tammy Law

September 20, 2022

SPOT is The Best!

SPOT makes the claims process pain-free-- with explanations of benefits readily available and easy to understand, as well as fast processing of claims, SPOT Pet Insurance is the best coverage for all of my fur babies.

Insurer: Spot

By: cindi713

Verified September 20, 2022

Always expedient

Always expedient. Very much appreciate the coverage and knowing it is there if something happens to our best boy.

Insurer: ASPCA

By: customer

Verified September 20, 2022

I think this is a great product and…

I think this is a great product and fits our budget but was not advised there is a fee if using a debit/credit card when I initially signed up.

Insurer: Prudent Pet

By: JEANNE RUST

September 20, 2022

Typical insurance company

Update: The day I posted here trupanion contacted my family and overturned the previous denial. The right people at the company saw the post and helped me out. Frustrating but in the end I think they did the right thing. My dog occasionally ate his and his sister's poop when he was a baby. We investigated it as a cause for his diarrhea. It was not an emergency. 7 months later he obtained a piece of corn and ate the cob. As any dog probably would. He needed surgery to get it out. Trupanion said that because he ate foreign objects (his poo) twice before coverage, they wouldn't cover the surgery. I disputed in writing and over the phone. They say because he has a habit of eating foreign objects, it's not covered. Trupanion is a typical insurance company. Likely better off putting money aside in a savings account. I have been a customer of trupanion for 10 years with multiple dogs. Their response below to my appeal. Claim: 8905831 We have completed the secondary review of Charlie’s claim, with an assessment of the medical records and the clarification provided by Dr. XXXX from XXXX Veterinary Hospital. Charlie’s records document he, “eats his & other dogs poo that is in the yard,” (12/13/2021) and, “gets into his poop sometime,” (1/13/2022). Per Trupanion policy we do not cover ingestion of foreign material if, “the same or similar activity occurred more than once before your enrollment.” (9.B.VI). Unfortunately, as Charlie is documented to have more than one episode of foreign material ingestion (feces) prior to enrollment, we remain unable to provide coverage for his recent corn cob ingestion

Insurer: Trupanion Canada

By: Graham Ellis

September 20, 2022

my pet is fine after our vet visit

my pet is fine after our vet visit. It is always nice to have spot familt protection

Insurer: Spot

By: Allen A Walters

Verified September 20, 2022

Signed up for insurance for my two…

Signed up for insurance for my two kitties 😸, now I can't get into my account . They read my review and the problem was fixed very promptly. Now they get 5 🌟. Thank you.

Insurer: ASPCA

By: Cathy Kommer

September 20, 2022

Every excuse to NOT pay your claim

Every excuse to NOT pay your claim. In the past, we had much better experience w/ Nationwide's pet health coverage for a pet that has since passed away. The claims department at Figo make every excuse to deny your claims. They will drag your claim out over the course of several months, suggest that you appeal an unjust denial, and then deny it again. Even the Figo phone rep agreed that their policy sets the customer up to fail and defies veterinary science. I highly recommend going with Nationwide pet coverage over Figo. We had a much better experience with them with one of our now deceased pets. Nationwide paid out claims promptly and without the painful experience that we have experienced with Figo.

Insurer: Figo

By: Adam Rizzieri

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