154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,840 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 03, 2022

This is my first experience using…

This is my first experience using Trupanion. Very helpful! Very efficient! Very comforting!

Insurer: Trupanion

By: Pamela Kay Thompson

Verified October 03, 2022

Upon comparing Embrace with other pet…

Upon comparing Embrace with other pet insurance companies the customer service and policies simply outrank them all. Then when my 12 week old puppy ate something he shouldn't have which resulted in an emergency visit 3 days after his insurance commenced Embrace was so helpful throughout it all. I recommended it to my prints for their new puppy and now they're customers!

Insurer: Embrace

By: Sophia

Verified October 03, 2022

HealthyPaws has always paid my claims…

HealthyPaws has always paid my claims promptly and without hassle. The few times I've had to directly interact with customer service, they have always been friendly, supportive, and helpful.

Insurer: Healthy Paws

By: Daniel H

Verified October 03, 2022

High marks given to Andrea in…

High marks given to Andrea in fine-tuning policy coverage for new pup. Very knowledgeable and professional...answered all questions. Have had previous coverage with Prudent Pet and was totally satisfied...great customer service.

Insurer: Prudent Pet

By: Diane Hamilton

Verified October 03, 2022

Hidden fineprints to exclude most of common sense items

1) Your websites says "No Per Incident Caps". However, you did not reimburse the full amount charged by the vet. 2) Your website says "Depending on your plan, deductible, and reimbursement options, up to 100% of your dog's vet bills may be reimbursed." This is incorrect because even if I had a different plan, my expenses would not be covered 100% due to your hidden fine prints. 3) Insurance plan says "Vet Exam Fees for Accident and Illness visits. This is also incorrect because my claim was for consultation, diagnostics and treatment of my pet, beyond preventive care, and still it was not covered. -- Since there was no place to reply to Figo's last comment. I am putting it here. I have forwarded case details to support at figopetinsurance.com and will update here about what they do about this case.

Insurer: Figo

By: Consumer Report

October 03, 2022

My experience with Trupanion has been…

My experience with Trupanion has been nothing but pleasant so far. When I have needed to reach out to customer care, they have answered my questions promptly and efficiently, and I was able to resolve my issues/concerns.

Insurer: Trupanion

By: Ari West

October 03, 2022

JUST CALLED GET A FEW ANSWERS

JUST CALLED GET A FEW ANSWERS - THE ANSWERS WHERE PRECISE , EASY TO UNDERSTAND . “ PERFECT “ !

Insurer: Nationwide

By: john obrien

October 03, 2022

Read the fine print!

Read the fine print! I've been a customer for years and when I finally needed insurance to help, I was left on the hook. I took the cat for her annual checkup and dentistry appointment, unfortunately she needed an extraction. I thought I was going to be fine as insurance should have covered it. But, as stated in PetsBest's policy: "your Pet's teeth must have been cleaned and examined under general anesthesia by a Veterinarian in the thirteen months before the date of service for the Periodontal Disease claim". Her last examination & cleaning under anesthesia was 14 months prior thus my claim wasn't covered. I barely missed the window by just a bit and now I'm left on the hook for the ENTIRE bill. What a shame, unless you're putting your pet under anesthesia on a yearly basis (not a great idea if you've an aging pet), it's very possible that you'll miss the window to file claims as well. It feels almost unreasonable that they set these strict criteria for coverage. I did find the process to submit a claim rather easy though, so I'll give them that. 1.5 stars --------- In regard to your reply, Thank you for responding. However, this boiler-plate response is representative of my qualms with the company policies. My pet was indeed free of any signs of Periodontal Disease prior to the Policy Effective Date and waiting Period. And since the age of three, my pet's teeth have been cleaned and examined under general anesthesia by a veterinarian routinely. However, this last date of service for the Periodontal Disease claim where an extraction was necessary was 14 months ago and thus missed the mark just barely. I feel that your policy of 13 months is set to give minimal leeway to patients and deliberately absolves you of your responsibility.

Insurer: Pets Best

By: Tony

October 03, 2022

Incompetant at reviewing and paying claims

Bought the insurance for my new pup took him in for his first wellness exam they paid half of the claim submitted they forgot to reimburse me for the office wellness visit which was one of the main selling points on their program I’ve given them three weeks and notify them and give them three weeks it’s been three weeks I haven’t heard anything from them yet called again today and their team still hasn’t reviewed it yet as my first interaction with progressive pet insurance I would not recommend them to anybody else if they can’t handle something simple like this I can only imagine if it was more complicated scenario

Insurer: Pets Best

By: Bill

Useful
October 03, 2022

Affordable and Fast, Great Coverage

Great affordable insurance plans and it is nice to be able to cater to what you need for your pet(s) and personal finances. We lucked out so far with our 2 dogs, but recently we have been treating one for bladder stones. Right out the door after the first (and unexpected) appointment our deductible was met, and then some, so after sending in a claim, we had reimbursement less than a week later. Super fast with claim reviews and results. Definitely set up direct deposit for returns, because it is there the same day your claim gets approved. The last claim I made, I received reimbursement literally less than 24 hours later. The claim process is very simple and easy to use. Just upload your vet bill along with the pet's medical history file and you’re done. I would definitely recommend Fetch to others looking for pet insurance.

Insurer: Fetch

By: James

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