154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

December 11, 2025

Pretty easy to work with

I think they were pretty easy to work with, the website is easy to navigate and uploading a claim is a breeze. I did not have any trouble with reimbursements but was worried that I would because I have read some reviews that this might be a problem. That was not my experience. I will say that they are expensive but the series of claims that I did make made it so much easier to get the best care for my pet while she was ill. The bills were steep and my husband had been laid off, it made a big difference for us. My girl died recently and they made it very simple to cancel the insurance. All in all, I am glad I had it. Given my budget though, I would probably self-insure another pet by putting money in account set aside for emergencies. Vet care is expensive and unlike the before time, I think I am going to have to budget for it.

Insurer: Trupanion

By: Betsy Guimond

Verified December 11, 2025

I found the options to be affordable…

I found the options to be affordable for the type of coverage I expect. The site was easy to navigate as well

Insurer: Nationwide

By: Ronda T.

Verified December 11, 2025

You make it mostly easy to file a claim…

You make it mostly easy to file a claim and I get paid back pretty quickly. It's nice to have insurance for my pets

Insurer: Spot

By: Snowed in

December 11, 2025

Terrible insurance company

Terrible insurance company. Absolutely terrible. I enrolled two of my dogs and they did have new illnesses within a year of the date of enrollment and Prudent Pet denied all claims for pre-existing condition when there was no pre-existing condition. The worst you can expect from an insurance company. Do not waste your money.

Insurer: Prudent Pet

By: Mel Day

Verified December 11, 2025

Very curious

Very knowledgeable

Insurer: Pumpkin

By: Linda

Verified December 11, 2025

Very easy to understand and use.

Very easy to understand and use.

Insurer: MetLife

By: Ilene

Verified December 11, 2025

Great prices, excellent experience

The website and app are easy to use and provide detailed coverage information. Usually, that's hard to find, but Nationwide made it extremely accessible. I also found the price was quite reasonable, and the customized plan option allowed me to take out and add what I thought best suited my needs.

Insurer: Nationwide

By: customer

December 11, 2025

Reliable, great customer service!

I could not be more pleased with Pets Best. Daisy has epilepsy and that is so costly and exhausting. Without Pets Best, we could never have made it this far! Great customer service, fair rates and quick claim turn around 98% of the time.

Useful
December 11, 2025

Avoid this insurance company

Their policy is misleading. My dog was diagnosed with dysplasia and booked for surgery. I only managed to get a surgery date 4 DAYS after my annual policy with them renewed and they denied my 5000$ claim, due to " pre existing conditions" - basically upon each policy renewal they treat is us a new policy and whatever claim you put through before renewal is considered " pre existing condition after the renewal. I should have read it before and this is how they get you. Go through different providers. PHI is rubbish.

Insurer: PHI Direct

By: Kasia

Useful
Verified December 11, 2025

Highly Recommend

Purchasing pet insurance for our new puppy was easy and well explained. MetLife came highly recommended by our vet and now we know why. Thanks for giving us peace of mind MetLife.

Insurer: MetLife

By: Daisy

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