154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

December 27, 2022

Trupanion has been amazing

Trupanion has been amazing ! I’ve tried other pet insurance companies and none come close to the comprehensive coverage Trupanion offers! Without their support I don’t know if one of my frenchies would have survived the crisis we had this weekend! Thank you Trupanion!

Insurer: Trupanion

By: Ashley Stiene

December 27, 2022

Embrace Pet insurance claims process

Embrace Pet insurance claims process is very easy and user friendly. I am usually able to submit my claims and have them processed within 1 week.

Insurer: Embrace

By: Victoria Lopez

Verified December 27, 2022

You did a great job

this company was very helpful

Insurer: ASPCA

By: Frank Arpaia

Verified December 27, 2022

I want to be able to change my…

I want to be able to change my coverage. The coverage I have did not cover what I was told it was supposed to. I can’t figure out how to do that. It’s confusing to use.

Insurer: Figo

By: customer

December 27, 2022

Embrace Pet Insurance is by far one of…

Embrace Pet Insurance is by far one of the most shady companies that I have done business with. They have found a way to deny claims for a puppy that I have based on a previous condition of parasites, which is common for most puppies. My puppy has been treated and cleared of any worm or other parasites, but still has GI issues causing diarrhea and Embrace has denied both of my claims so far for a "pre-existing condition". After speaking with their claims analysts, there is zero concern for the customer or for the pet and the only concern that the adjustors have is whether they can find a way to deny the claim. Because they are denying claims for something as minor as GI upset, I have zero confidence that this company would be in my corner if something more severe were to happen to either of my dogs. Instead of helping, they would find a way to deny the claims so that not only am I paying for the full vet bill, but also wasting money on monthly insurance payments.

Insurer: Embrace

By: Ken P

Verified December 27, 2022

Scam Company

Healthy Paws is a scam company. I signed up well over a year ago. I uploaded all the medical paperwork I had at the time for both my cats. I had just brought both to the vet right before I signed up, so it was nice and easy since both had recent checkups. Flash forward to now. I have had an open claim for a month for a sick cat. She still needs more work, but I can't even get them to approve the first work. They keep telling me they have to deny the claim due to insufficient vet records. They've called the wrong vet twice now, and mine once. They have all the records. Every time I call the rep tells me "we have all the paperwork we need, if the cat has only been to the vet once, right after adoption, then that's all we need" yet every time the claim gets declined. I call back and the rep says "No we have all the paperwork, the adjusters are just like this", they re-open it, then we repeats this song and dance. The goal of this company is to collect your premium monthly (which they keep hiking), then keep you running and decline your claim to avoid payouts.

Insurer: Healthy Paws

By: Anthony

Useful
Verified December 27, 2022

Trupanion is the Best

Our dog Riley had to have surgery and they reimbursed our cost within 2 days. They were so great to work with.

Insurer: Trupanion

By: Jean

Useful
Verified December 27, 2022

Easy sign up

The process to sign up was very easy and it included everything I wanted to cover my dog's health.

Insurer: ManyPets

By: Matt

December 27, 2022

I don’t even know where to begin

I don’t even know where to begin, My eyes are tearing up writing this. I signed up for trupanion when I got my new puppy almost 4 years ago and she got really sick a few weeks ago that ended in her needing to stay in the hospital for 3 days and alot of follow ups. trupanion truly made this such a better experience with being able to direct bill so I could focus on my Dog getting the absolute best care and not stressing about what the full cost was. I would highly recommend Trupanion to absolutely everyone with a fur family member. This experience was so wonderful and everyone I spoke to within trupanion was so understanding patient and knowledgeable. Thank you so much Trupanion for helping truly give my dog the best care and providing such an amazing experience.

Insurer: Trupanion Canada

By: mslaymarketing

December 27, 2022

Was easy to submit claim.

Was easy to submit claim.

Insurer: Embrace

By: John ConMan

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