154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 10, 2023

Healthy Paws Has Been There for Us Every Time!

We signed up our dogs with Healthy Paws when they were puppies. One is now 8 1/2 years old and the other is almost 7 1/2 years old. We've had a few big veterinary expenses through the years--all mostly covered by Healthy Paws. Our rates have steadily increased over time and we came close to dropping the insurance late last year when my partner became unemployed. I am so glad we didn't! I took our younger dog to the ER on New Year's Eve, where he ended up (after lots of diagnostic imaging and lab tests) having a splenectomy. As you can imagine, the bill was huge. Since then, our dog has needed various follow-up exams and lab tests. All in all, we have racked up well over $10,000 in vet bills. Every claim I've submitted has been processed promptly, and Healthy Paws even reached out to see how our dog was doing. If we had not had the insurance, we would have a major credit card debt burden after all this. It's like any insurance--it seems like a waste of money until you need it. Now it's been a lifesaver for us. Also, if you've ever been in the position of having to say no to life saving/critical care for a beloved pet because you couldn't afford it, Healthy Paws can make that care possible. The only downside is that you do have to pay the charges up front and subsequently get reimbursed. I think most pet insurance companies work that way. There is a process available for getting advance approval for them to pay the veterinarian directly, but that doesn't help in an emergency or if the vet isn't willing to do that. Long story short, I highly recommend Healthy Paws!

Insurer: Healthy Paws

By: Susan

Useful
Verified March 10, 2023

Expensive TPLO surgery

So thankful I purchased this insurance for my beautiful pittbull. He tore his ccl and the consult and surgery was close to $5000. Embrace was always there to answer my questions and reimbursed me very quickly. Thanks to a wonderful and helpful staff🙌🏼🙌🏼🥰

Insurer: Embrace

By: Denise Jackson

Verified March 10, 2023

My initial claim under the wellness…

My initial claim under the wellness insurance got stuck in review for about a month. This would be a 1 star as the insurance promises average of 10 days of waiting. I finally had time to call. Everything fixed in under 2 days and enjoyed a really lovely conversation. Turns out there was a technical bug. Guess they still working on a vaccine for such pet bugs.

Insurer: ManyPets

By: Scourge

Verified March 10, 2023

Excellent service

Excellent service

Insurer: Pumpkin

By: Edward Bertero

Verified March 10, 2023

Best pet insurance: Healthy Paws!

Healthy Paws is an excellent insurance for your pet! They have resolved all my dog’s health claims in a timely manner. My dog, Max, recently became very ill with pneumonia and the bills exceeded $15,000 and Healthy Paws paid the claims promptly and completely. Their customer service is excellent and all the representatives are very professional and knowledgeable. I recommend Healthy Paws 100%!

Insurer: Healthy Paws

By: K and J

Verified March 10, 2023

The rep who helped me sign up for the…

The rep who helped me sign up for the plan was very knowledgeable and answered all my questions.

Insurer: Pumpkin

By: customer

Verified March 10, 2023

The Best Company Ever!!

If I could give Trupanion 100 stars, I would. Five is not nearly enough. My Rex was diagnosed with Lymphoma back in November. I called Trupanion and a live person answered the phone. The customer service was impeccable. Everyone I have spoken to Trupanion cannot be trained to have those customer service skills. They are truly a gift, and Trupanion hires the best individuals. Everything was explained to me, and nothing was difficult at all. My veterinarian treats my dog...he goes for chemotherapy once a week....then faxes a claim to Trupanion. Within a couple of minutes I get a text from Trupanion that the claim has been received. Minutes later I get another text letting me know it was approved. At that point I call my veterinarian and pay my 10%. Trupanion covers 90% after my $500 deductible. I wish claims for humans were paid that quickly. Everyone with a dog or a cat should have Trupanion. I would have had to take out a loan to care for my dog throughout his journey with Lymphoma. By the way, he is doing extremely well, and I am grateful for a wonderful veterinarian and also to Trupanion, that I was allowed to just focus on my dog's health and not the financials. Thank you a million times over and God Bless!!

Insurer: Trupanion

By: Lia

Useful
Verified March 10, 2023

no frills

no frills, best price compared to other companies, easy to navigate website, no flashy marketing gimmicks

Insurer: Pumpkin

By: Eric

Verified March 10, 2023

First of all I'm glad I got Pumpkin

First of all, getting 90% back is a real bonus. None of the other pet insurances I've looked at give you that much back for pet's vet visits. Everyone treats you . and your pet like family.

Insurer: Pumpkin

By: customer Cathy Wray

Verified March 10, 2023

Fast and very friendly when I called…

Fast and very friendly when I called with some questions.

Insurer: Pumpkin

By: customer

Compare top pet insurance providers plans.