154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 30, 2025

Inconsistent responses/ poor customer service

I filed a claim for my 7-month-old puppy at the end of August. When I was notified that additional information was needed, customer service informed me to get full notes from my vet and email them. My claim was denied because medical records were required for at least a full year, which didn’t make sense. After two weeks of no response, I called again and was told the claim would be reopened. However, after another week and a half, I was informed that the claim was not reopened. Finally, a third rep reopened my claim and ensured a follow-up. When I received a denial a few days later, it stated that I only had accident coverage instead of both accident and illness. I understand this, but why wasn’t this included in the original denial? Due to the poor customer service and inconsistent responses, I’ve canceled and gone to another service.

Insurer: Spot

By: Jaleesa Taylor

September 30, 2025

they have been great right up until…

they have been great right up until they doubled my premium on my 9 year old domestic medium hair cat. They say it's based on actuarial statistics and promise it's not because of any claims, but it just so happened to take place immediately at renewal after a year of claims due to hypothyroidism. regardless, to DOUBLE the monthly premium is absolutely unacceptable.

Insurer: Embrace

By: Tyler Carson

Verified September 30, 2025

You all are on your game

You all are on your game. You all are very friendly on the phone and prompt. The processing is fast. We are so greatful for your assistance.

Insurer: Trupanion

By: Cristal King

Verified September 30, 2025

Major medical assistance

The support that we are receiving is a relief for us. That helps us concentrate on finding a cure.

Insurer: Trupanion

By: Areina

Verified September 30, 2025

It was easy to submit my claims

It was easy to submit my claims. The team promptly assigned them and kept me up to date on the status of each claim, them amount of payments as well as what was not paid and why. The money was sent promptly and direct deposited. They sent several condolences on the death of our pet.

Insurer: Trupanion

By: JASON

September 30, 2025

I had a wonderful conversation with…

I had a wonderful conversation with Megan today regarding my insurancce for my dog. She was so nice and professional.She answered my questions and I felt much better after speaking with her...great job!!

Insurer: Fetch

By: Amichael Campbell

Verified September 30, 2025

Not my insurance agents but so helpful!…

so i actually dont have pumpkin as a insurance agency i went with another company... BUT i accidentally signed up for both (mommy brain😮‍💨) and i canceled but the charge still went through and i dont know about you but i sure cannot afford to have 557 dollars missing for very long. i call pumkins support team panicked and crying and they were able to empathize with me and help. My money was refund within that week they were sososo helpful and speedy. Thank you pumpkin!!

Insurer: Pumpkin

By: Kaitlyn

Verified September 30, 2025

I love Pumpkin

I love Pumpkin! They’re always there when I need them and reimburse me quickly for services.

Insurer: Pumpkin

By: Lourie

Verified September 29, 2025

Easy claim process

Easy claim process. Quick processing and direct deposit of our reimbursement. Was expecting a hassle based on history with previous pet insurance company for a different dog. Previous insurance company always managed not to pay a claim. SPOT is fantastic. Thank you for living up to my expectation for a pet insurance company!

Insurer: Spot

By: Bill Rickley

September 29, 2025

Embrace is super easy to navigate and…

Embrace is super easy to navigate and they handle claims quickly. They also assisted when more information was required and worked with me to resolve the issue. I am very happy with their site and service!

Insurer: Embrace

By: Sandy Kimmer

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