154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

June 02, 2023

Takes way to long to pay claims.

Takes way to long to pay claims.

Insurer: Pets Best

By: Sue Melancon-Klein

June 02, 2023

Claim

I took my dog to the vet, my claim got denied and it should be paid. It doesn't list with what's not covered.

Insurer: Pets Best

By: Christian

Useful
Verified June 02, 2023

Not Happy With Coverage

I'm not happy with this coverage. Trupanion coverage was offered to me on my new rescue dogs first vet visit. First month free, no waiting period on claims. I put in 3 claims for almost $500 and received less that a $20 refund. The claim's process took almost 2 months. I included all paperwork and receipts needed. My claims were approved, however, I didn't receive any refunds for 2 claims, because there is a Per Condition/Illness Lifetime Deductible. I also found out that exam fees and such aren't covered. I wasn't informed about this type of deductible upfront. I had to search through all of the insurance documents lingo to find it. This insurance is also more expensive that others and there is also a $35 charge on your first months payment. I have a great insurance company for my other dog and I'm highly disappointed and could never reccomend this company.

Insurer: Trupanion

By: Karen

Useful
June 02, 2023

Like every other typical insurance…

Like every other typical insurance company, Embrace also finds reasons and excuses to not pay claims. Nothing surprising.

Insurer: Embrace

By: Anand

June 02, 2023

Best ever

My dogs have been insured with several different companies and Pets Best has been the best of all of them by far. It is easy to file a claim, they didn’t ask for his entire veterinary history, and they paid fairly quickly. Fenway and I are very pleased with Pets Best!

Insurer: Pets Best

Veterinarian: All Pet by Noahs

By: Linda

Useful
June 02, 2023

Excellent service - Easy to submit claims

Easy to submit claims, quick service, everything clearly explained

Insurer: Embrace

By: Stuart S

Verified June 02, 2023

Good customer service

I was having trouble on the website so I called and promptly got to a knowledgable person who answered all my questions. Sign up was easy and the price was better than others.

Insurer: Spot

By: disatisfied customer

Verified June 02, 2023

Has everything we need

Has everything we need

Insurer: Spot

By: Kim Shelton

Verified June 02, 2023

Very helpful and knowledgeable

Very helpful and knowledgeable

Insurer: Spot

By: Dynetta Washington

June 02, 2023

Best Pet Insurance Around

Getting pet insurance with Healthy Paws for our dog has been one of the best decisions we have made! We have never had any issues with submitting a claim and getting reimbursed for it (after deductible is met of course). I will admit, their rates compared to other pet insurance companies is not the lowest, but they are comparable, and that is OK because of the great benefits they provide! One of the best benefits of Healthy Paws is that they do not have a cap on maximum annual or lifetime payouts. Our dog has had two costly surgeries, and we have been reimbursed for a majority of the costs, based on the plan we have. In most cases, the only thing not covered was the vet exam fee, which is OK because that is noted as something not covered when you sign up. We will continue using Healthy Paws for as long as we own pets.

Insurer: Healthy Paws

By: Jerrad Kinsella

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