154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified July 09, 2023

Extremely slow to process claims

Extremely slow to process claims. Stated when filing that the average claim processing time was 3-4 weeks. 4 weeks later I get a follow-up email With an apology stating they are working on claims as fast as they can. I checked today and still has not been processed or even looked at and the processing time has now changed to 35 days. I I'm now unsure if this will be an ongoing issue as an attempt tonot Pay claims. I will follow up on any claim Is processed to see if i can get reimbursed for at least a portion of the bill i

Insurer: ASPCA

By: Kerri fugr

Verified July 09, 2023

I haven't made my cats appointments…

I haven't made my cats appointments just yet to have an opinion of you guys just yet but I have 2 out of my 6 cats and 1 kitten yet to do. Just made 2 of their appointments which are coming up in the next week, and until then I feel positive that it will be an overall good experience.

Insurer: Spot

By: Allyson Ryan

July 09, 2023

pre approval as my pup entered the icu

Suddenly my dog was critically ill and everything changed abruptly.I was asked about resuscitation for him as he was admitted to the icu.The hospital received pre approval from Trupanion while I was still at the hospital.That small but enormous thing - pre approval for the anticipated cost- allowed me to breathe and focus on my pup. There are no words I know to thank Trupanion enough for that peace of mind. My pup and I were not alone. Trupanion would help us get through this. That they keep their promise to be there in the most difficult time, when you can hardly think. For that, I give all thanks.

Insurer: Trupanion

By: wynter schuyler

Verified July 09, 2023

Quick claim process

Quick claim process. Great customer service

Insurer: ManyPets

By: customer

July 09, 2023

Claim Filed Quick & Easy

Easy to file my claim and payout came before my charge was due on my credit card. That helps a lot!

Insurer: Fetch

By: Peakoch

Verified July 09, 2023

Scanning and sending invoices

Scanning and sending invoices from the vet is simple and the review and reimbursement is quick.

Insurer: Embrace

By: Ruben Roman

July 08, 2023

Petsbest has been so incredible and…

Petsbest has been so incredible and helpful through a very difficult time for me. I purchased this policy and about a month later my pup got diagnosed with anemia. After trying everything we could, we couldn’t save our girl. We were over $5000 in debt from medical expenses. We only had the policy for a month so I thought it was a long shot to file the claim but I did it anyway. After a few short weeks I received notice of the our refund due to the benefits in our policy. I understand every claim is different therefore we were not expecting much but they delivered. Although I would love to have my girl back, Petsbest has helped during this time I can’t thank them enough. If and when I get another dog I will be purchasing a policy through this company and recommending them to every single pet parent.

Insurer: Pets Best

By: Veronica

July 08, 2023

My experience with Sally was wonderful

My experience with Sally was wonderful. I had actually called with the intention of cancelling my policy and moving to another company as my dogs premium had jumped 68%. Sally was wonderful.. she checked into possible discounts we qualified for and discussed other tiers of protection as well since I had the most expensive. She also retroactively applied this discount to both my dogs. I can honestly say that it was her service and responsiveness that kept me and my two pups as customers. Thank you Sally

Insurer: Fetch

By: Howard Fleischer

July 08, 2023

Pros and Some Cons to Consider

Pros:(Cats) - Online claims submission. - Accept cats of all ages. - Offer extra services. - Pay for routine dental cleaning. -Coverage starts fast. - Excellent customer service by7 phone. -Get a refund check via mail. Cons: -Frustrating online claims systems have always left me no choice but to email in my claim. - Must have a very thorough explanation of services accompanying the claim. - Do not pay for prescription pet foods. - Preexisting conditions reduce certain coverage. Advice: Submit multiple pet claims at least 4 days apart or else the pet's claims may get assigned the same claim number and one will appear as a duplicate claim.

Insurer: Embrace

By: Ruby G

Verified July 08, 2023

Embrace is excellent

Embrace is excellent. They are very good with communication and reasonably priced.

Insurer: Embrace

By: Connie Lehman

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