154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

July 10, 2023

Customer for years

Dog needed stitches, submitting claim was easy and fast

Insurer: Embrace

By: Michael

July 10, 2023

I called to cancel the pet insurance on…

I called to cancel the pet insurance on my GSD who had passed away suddenly. My GSD never used the insurance, but I was pleased with the updates and the ease of paying the bill each month. Will recommend to other pet owners.

Insurer: Embrace

By: P Morgan

Verified July 10, 2023

Time for a new insurance provider

I’ve used Trupanion for a few years now and up until now I’ve always appreciated their quick payments, never had a payment come more than a week after filing a claim. That all changed with my most recent claim. Claim was filed on June 6, and was finally approved for payment on July 9. Previously all I needed to submit was the invoice from the vet (Vet was great BTW), this time they requested additional information to prove the bill was paid. This was 2 weeks after I submitted my initial claim. I submitted my credit card statement showing payment. Another 2 weeks go by and I was asked who the payment should go to, me or the vet. I would assume the initial credit card statement would have been enough to show the payment should go to me. I submitted another credit statement, and then finally received approval for payment a few days later. My other issue is that I initially brought my dog to the vet to have a foxtail removed from his nose. I figured since they were going to put him under for that to go ahead and have a small mass in his mouth removed as well. When I received my approval for payment I see that they used the $200 deductible twice! Once for the foxtail and once for the mass removal. It was all one procedure, why the double deductible? Like the title states, it’s time to search for a new pet insurance provider.

Insurer: Trupanion

Veterinarian: Veterinary Healing Center of El Dorado Hills

By: Chris

Useful
Verified July 10, 2023

Too many emails

Too many emails

Insurer: Spot

By: David Alaniz

July 10, 2023

I submitted a claim a month ago and it…

I submitted a claim a month ago and it hasn’t been resolve at this time. It is taking way too long to have my issue resolved. I received an email over a week ago apologizing for the time that is taking but it is still not resolved. If it is not resolved within the next week I will be looking for another pet insurance.

Insurer: ASPCA

By: Consumer

July 10, 2023

So far, very good

MET Pet has been great. A couple of general suggestions - 1. If you can, get insurance when your pet is under 1 year. 2. Always provide vet's notes when you submit your claim. 3. Purchase the preventive option if you can afford it. This will encourage you to keep up to date on all preventive care.

Insurer: MetLife

By: Lyn

Useful
July 10, 2023

My refund was processed promptly and I…

My refund was processed promptly and I received exactly the amount I expected. I am glad to have Fetch Pet Insurance. It has already paid off.

Insurer: Fetch

By: Sara Vogel

July 10, 2023

We have been insured with fetch for…

We have been insured with fetch for many years. We have made 1 or two claims in the past. We made one large claim for our cat this year and you jacked our rate up so high in response that it is borderline unaffordable. We can’t switch insurers because this will be considered preexisting. So we are stuck with an unaffordable policy. This is not insurance if you just jack up the rate to make all your money back within a year each time there is a claim. You should rethink your way of doing business. It’s not the right way to treat long time customers.

Insurer: Fetch

By: Dan Greenberg

July 10, 2023

Phenomenal company. Pets Best Insurance is the best.

Well, for more than two years, my beautiful, ENYA, has been insured with Pets Best and I am thrilled overall. When I tell people what I pay per year for premiums, they say oh my God. It’s a drop in the bucket when your dog has got something serious. In my opinion, PetsBest, this is the best insurance company that you can get. Sure somethings aren’t covered, but get the best plan that covers everything and you will be his grateful as I am. Sometimes claims take a little bit longer, but I know they are going to pay me and respond. Our whole world has been turned upside down since Covid and everybody is shorthanded, so be patient with them and be grateful that you are insured with the best.!

Insurer: Pets Best

By: Terri Pritchard

Verified July 10, 2023

The website was glitchy but it all worked out!

The website was glitchy, and had me in the wrong state for my ZIP Code. So I called, and the person who answered was utterly delightful! Super helpful, kind, and as befuddled as I was about the weirdness. And it all got fixed!

Insurer: Trupanion

By: Rebecca

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