154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified July 14, 2023

Quick & easy claims

Just a few minutes to fill out the on-line forms and the check arrived in less than a week.

Insurer: Embrace

By: Bo

July 14, 2023

Cheaters. Stay away from healthypaws. They are misleading at best.

Big words, no coverage. Make ASS-U-ME-tions all the time to deny coverage. Try other better companies. DO NOT RECOMMEND.

Insurer: Healthy Paws

By: Sachin

Useful
Latest 1 comments
Posted: | By: Healthy Paws Customer Service

Sachin, We're never happy when we have to deny a claim for a client. All claim decisions are based on your pet’s medical records and the signs/symptoms that are noted in those records by your veterinarian. Most pet insurance companies including Healthy Paws use a pet's medical records to determine if there are any pre-existing conditions that would keep us from approving a claim. While your Healthy Paws plan covers the costs of veterinary treatment related to an accident, illness or injury where the clinical signs or symptoms were first present after the enrollment date and waiting periods, pre-existing conditions are not covered by your plan. As such, we were unable to provide coverage for your recent claims as that condition was pre-existing. Our team has provided more detailed information in their emails to you, including information on our claims appeal process.

July 14, 2023

Review

Excellent service throughout

Insurer: Trupanion

By: Warren

Useful
Verified July 14, 2023

I was having difficulty filing a claim

I was having difficulty filing a claim! Your employees were so helpful in getting me where I needed to be!

Insurer: Embrace

By: customer

Verified July 14, 2023

Submitted 2 claims online said claim…

Submitted 2 claims online said claim was submitted and no opened claims were showing. Emailed to be asked to submit via the app. Submitted both via the app 1st claim processed right away. 2nd claim doesn’t even show it is being reviewed just shows received.

Insurer: Embrace

By: Ana Schecher

July 13, 2023

Embrace has been wonderful for us

We have had Embrace for several years on our 10 year old Bichon and on our 5 year old Bichon. Have always been pleased with their service, their promptness of reimbursement and the assurance our fur babies are covered. Just a couple days ago, phone lines were very long. Hopefully that will be addressed.

Insurer: Embrace

By: SUSAN MONCLA

July 13, 2023

Cannot say enough so far since I just…

Cannot say enough so far since I just got the plan, but the customer service team has been fantastic.

Insurer: Embrace

By: Colleen Dee

July 13, 2023

My son's Scottish terrier swallowed a…

My son's Scottish terrier swallowed a grape while we were dog sitting. This dog is covered by Trupanion with a $200 deductible. We understand that regular yearly examinations are not covered. As this was an emergency situation, given the very high toxicity of grapes and possible fatal outcomes, imagine our surprise whenTrupanion would not cover the cost of the EMERGENCY examination. They refused and all that we recovered from the vet bill of $521 was $58. Given the monthly premiums my son has already paid he is now in the hole. Insurance is meant for emergency situations which this was. When my son returns home, he will cancel his enrolment with them.

Insurer: Trupanion Canada

By: Richard Cote

July 13, 2023

It is beyond easy to submit a claim…

It is beyond easy to submit a claim using the My Embrace website. And the claims are processed and paid quickly.

Insurer: Embrace

By: Jenny Smith

Verified July 13, 2023

Simple claim process.

Filing a claim was simple using the web site. It was reviewed, approved and paid in about a week.

Insurer: Embrace

By: Brian

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