154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified July 15, 2023

They don’t follow up with clients

They don’t follow up with clients. Claims take way longer than they say

Insurer: Embrace

By: Nagabis Gonzalez

Verified July 15, 2023

The rate for my two dogs went up just…

The rate for my two dogs went up just after one year, now on year two. As of right now neither dogs are high maintenance and just this last two months did I ever reach the deductible for one dog. I do not understand why the monthly rate would rise when I had not asked for major coverage of anything from Embrace.

Insurer: Embrace

By: Brandelle Delph

July 15, 2023

It took 30 days!

It took 30 days! THIRTY days!! The entire point of me carrying this insurance is to lighten the burden an emergency vet trip puts on the finances. 30 days later is far too late. And no explanation, no updates. A couple lame apologies is all I got. Oh wait! I also got a premium increase on a 3 year old dog with no medical issues. How do you like them apples?

Insurer: Pets Best

By: Debbie Henderson

July 15, 2023

Our experience with Fetch a…

Our experience with Fetch has been a good one. Communication with Fetch has always been very good. Fetch gives detailed information about our claim and when to expect an answer to the payment of the claim.

Insurer: Fetch

By: Ray Burchett

July 15, 2023

Once again great service

I have been with Embrace for 8 years now. Service has always been top notch. Recently it seemed one of my claim submittals was missed. I waited a while (actually a few months) and finally called. They were quick to acknowledge that it was somehow not addressed. It was quickly processed, and I received my wellness claim benefits within a couple days. Ryan was awesome and did not back pedal on their oversight.

Insurer: Embrace

By: CN

Verified July 15, 2023

I’m not sure this is a legitimate…

I’m not sure this is a legitimate company. They show a phone number, but it doesn’t connect in Canada or in the USA. Emails are not answered and returned. What good is this?

Insurer: Spot

By: Terry F

Verified July 15, 2023

Quick claim approval

I submitted my claim in the morning and received reimbursement on the same day!

Insurer: Figo

By: Gen S.

July 15, 2023

I've had MetLife for a year and a half & I'm appalled by the bad reviews, reminds me of paid hacks posting negative reviews on Yelp

I've had MetLife for a year and a half. Every claim has been paid, the longest I've had to wait was 2 weeks. They pay for all parasite % heartworm preventatives, with wellness they pay 100% of vet visits and they pay what the vet charges, not some silly limit like $150 for a spay/neuter that you see with some companies. I'm not sure why all the negative reviews but I can't believe they have gotten that many complaints, they have been great!

Insurer: MetLife

By: LB Reno

July 15, 2023

I am very happy with Fetch

I am very happy with Fetch. This is the first pet insurance I have ever purchased. I had to file a couple claims and Fetch kept me updated on the progress to review and finalize the claim. I was very impressed with the short amount of time it took to finalize and deposit directly into my bank account. I would highly recommend Fetch pet insurance.

Insurer: Fetch

By: Kathy Page

July 15, 2023

Boxer puppy had a GI Tract inflammation…

Boxer puppy had a GI Tract inflammation problem for several months. Billing response was very quick and received payment within a few days. Would highly recommend Fetch as service was GREAT!!

Insurer: Fetch

By: Robert Schaack

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