154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified August 30, 2023

Did a great job answering all questions…

Did a great job answering all questions and explaining.

Insurer: Trupanion

By: customer

August 30, 2023

Submitting a claim is super easy

Submitting a claim is super easy, and they process claims really fast.

Insurer: Embrace

By: Ethan Dark

August 30, 2023

The Actual Worst

I've been with Trupanion for 4 years and they are just awful. They have never covered any of my claims and will deem anything a pre-existing condition. I even appealed with a letter from my vet stating my dog's allergies were not pre-existing. They don't care. Their response time is abysmal and they make canceling your account as difficult as possible. Look elsewhere!

Insurer: Trupanion Canada

By: Amanda Sinasac

August 30, 2023

Awful felonious company

The hidden way that 10% is applied to the deductible effectively profiting Trupanion and making the deductible higher while also intentionally taking claims out of order so they pay less is morally, ethically wrong and this is an awful company. Do not use them.

Insurer: Trupanion

By: Anna

Useful
August 30, 2023

Stay away!

I added which I thought was a good plan for my pup. Now my pup fell ill and they tell me it only basically covers a check up and blood work up to 75 dollars. This should've have been explained better now I have over 2k in vet bills thinking I got the right insurance just for them to say sorry. Stay away from trupanion!

Insurer: Trupanion

By: Mark

August 30, 2023

Fabulous company

My vet suggested lemonade and I have come to love the app. I will soon be moving my home and auto insurance over as well :-)

Insurer: Lemonade

By: Courtney

Useful
Verified August 30, 2023

Excellent process to sign up

Excellent process to sign up

Insurer: ManyPets

By: customer

Verified August 30, 2023

Fetch has a great mobile app

Fetch has a great mobile app, making it very easy to submit vets bills and doctor notes for reimbursement. Pleased with the process, and the coverage. Great company!

Insurer: Fetch

By: Cheryl Roebel

Verified August 30, 2023

I haven’t really talked to anyone yet…

I haven’t really talked to anyone yet so no review

Insurer: Spot

By: Sylvia Gilley

August 30, 2023

Coverage and cost.

the service was good and the vet could always submit and we pay only for what is not covered. I would have given it a 5 star but what i noticed that when my dog developed allergy after about 1 year, the examination cost is not covered. the examination cost is still covered again when my dog went to emergency clinic when she got sick on the weekend. Wish they cover the examination fees in general as without it, what my experience is that we only got about at most 50% of the expenses covered. I heard from my pet owner friends that their pet insurance has much better coverage (include annual , dental and examination fees ?) for lower premiums. Not sure if it is true but will have to do research. The other concern that prevents me from giving a 5 star (as they do have great services/support) is that in 2.5 years the cost increased by more than 21% which is much higher than inflation. I am concerned about future increases. I do understand that the company has to review the current expenses to ensure the company can provide good support for pets , but is still worried that there may be big increases in the future as my 2 year old dog ages. btw , i had insurance for my dog since she was 2 months old. So far i have to say I am happy with the trupanion.

Insurer: Trupanion Canada

By: Michael

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