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Embrace is one of the most expensive…
Embrace is one of the most expensive insurance companies, which I have known for the 12 years that I have insured my dog. My kids have both had lower rates and greater coverage for years. What I really didn't expect, however, was Embrace increasing my insurance rate by 30% per year at ages 10 and 11, and then by 50% when my dog turned 12. The cost for my insurance this year will be $4000, including a $1000 deductible. Do not be fooled into thinking that loyalty pays, and that sticking with the same pet insurance company is smart, especially if your insurance company is Embrace.
Insurer: Embrace
By: Disappointed
Mainly the wellness coverage was…
Mainly the wellness coverage was useful, but if your pet had any preexisting conditions, it will be used against you for everything else. So if your pet was itchy, consider any other skin issue anywhere else on their body to NOT be covered. Even if is different. For example, if your pet has skin allergies, and they end up with a bump on their foot, you WILL BE DECLINED COVERAGE. They also had a claim open for 5 months and no one followed up on it, until I had to ask. *Please note how their response failed to address this wait time. This prompted me to close my account with them. I’m uncertain why Embrace is requesting for me to contact them any further. I am aware of the policy. They did not make any considerations, or note the possibility of a temporary diagnosis. If you have to wait 6-12 months for coverage, then it is clear that they will not cover your pet. I do NOT recommend Embrace. Please learn from my experience and read other reviews about Embrace that state they will DENY coverage.
Insurer: Embrace
By: Csta
Great information
Great information. Easy to understand. Piece of mind in this new endeavor!
Insurer: Trupanion
By: customer
Satisfied customer
I think Health Paws is a good insurer. Filing a claim online is very easy. They are pretty prompt in making a decision and the reimbursement is made directly into one's account, which also saves time. There are some exclusions and deductibles, but overall, I think the product is a good and fair value for the premiums.
Insurer: Healthy Paws
By: Eric
It would be very helpful to have more phone operators…
It would be very helpful to have more operators available to answer phone lines. I have tried several times to reach an Embracer and e ach time there were 40+ callers in line ahead of me.
Insurer: Embrace
By: Cecelia Ramsey
So glad we got insurance. They really do repay!
The ease of submitting claims and they actually do repay you! So glad we purchased this insurance, it’s really helped reduce our financial responsibilities to keep our pets healthy and happy!
Insurer: Pets Best
By: Brandon Rivers
Super quick approval
Super quick approval, money reimbursed within days. We have had nothing but positive interactions since we signed up two and a half years ago. Well worth it for our peace of mind, and appreciate the great customer service.
Insurer: Trupanion Canada
By: Kelly Quenneville
Easy, quick
App is great for processing claim. Easy. Quick
Insurer: MetLife
By: Cyndi
Disgusting practices.
Underwritten by US Fire Insurance which is owned and operated by Crum & Forster who is pure evil. I have learned that most positive reviews for any C & F underwritten companies are likely paid and planted because when you have billions stashed in the Cayman Islands, you can pay for PR. Total garbage company, greedy little roaches.
Insurer: Pumpkin
By: Jamazing
extremely competent and no push back
extremely competent and no push back
Insurer: Figo
By: Janet Gallagher