154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 15, 2023

Recommend them all the time whenever…

Recommend them all the time whenever I’m at my vet seeing people getting huge vet bills and having no insurance to help them!

Insurer: Pets Best

By: Scott Matalevich

September 15, 2023

Best decision we made for coverage.

We have had Embrace Insurance since 7/2021 when we brought our puppy home. I have not experienced any issues with claims to this point. Any time I called I spoke with a knowledgable agent and had all my questions answered. I have received reimbursements in exceptionally fast times. As with any policy it is ultimately the owners responsibility to completely understand their purchase. Be certain to compare apples to apples when researching any other company. In my opinion Embrace gave me the best coverage for the money spent with options to personalize the plan.

Insurer: Embrace

By: John P.

Verified September 15, 2023

Trusted support

I am extremely pleased with the level of professionalism and overall support we have been receiving. We have 3 dogs, so it is crucial to have great insurance. So far, claims have been easy to submit and reimbursement has been prompt and as expected based on our plans.

Insurer: Spot

By: Tiziana Boccaleti

Verified September 15, 2023

TOO SLOW PROCESSING CLAIMS

Too slow processing claims. I asked my Vet's office to send me Bailey's records so I can scan them to Spot for faster processing.

Insurer: Spot

By: Debra Chrin Maier

September 15, 2023

They don't honour claims

I got Fetch for my dog Gary and initially I was happy I did as he struggled with ear infections But the claim process requires too much information- your vet's medical notes - and is painfully slow Then after an eye infection we discovered Gary had allergies and it cost me $425 to find that out ! Fetch denied the claim. Said it was a pre-existing condition. If it was I didn't know. I love my dog so my concern was an eye infection At $300 a year and $30 per month ? And to deny an 80% of $425 claim after a month and a half ?? Cancel it And then they blackmail you with "now that this condition is known other pet insurance companies will penalize you " is amateurish Read their response to bad reviews and policy cancellations : do not give a damn I think all the positive reviews are planted : not real Paul Even their reply is lame

Insurer: Fetch Canada

By: Paul Kelly

Verified September 15, 2023

THE BEST

affordable, super easy to file a claim online and prompt payments. SPOT is an absolute must for any pet owners.

Insurer: Spot

By: Jackie Carlucci

Verified September 15, 2023

Best pet insurance

Figo has been there to help me when my dog started having medical issues. We incurred a high amount of expenses and Figo helped to ease the financial burden.

Insurer: Figo

By: Mika K

Verified September 15, 2023

Submitted the claim

Submitted the claim Received acknowledgement of same C

Insurer: Spot

By: Melanie Brown

September 15, 2023

Stay far far away from Nationwide Pet…

Stay far far away from Nationwide Pet Insurance. My cat just turned 2 years old. He had an initial appointment when he was 3 months old to be vaccinated and neutered. He is a healthy indoor cat who has not needed to see a vet until he had a urinary obstruction in April 2023. He was treated and then sent home. A few weeks later he had another obstruction. Upon recommendation from both of the emergency vets and his regular vet, surgery was preformed to eliminate the possibility of future occurrences. I filed a claim with Nationwide. 5 months later the claim is still not resolved. I keep getting letters asking for vet records that do not exist. I have spoken with Nationwide multiple times to explain that they have all the records that exist for my cat. I have filed a medical record gap form. I have sent a letter detailing all of my cat’s vet visits and still nothing is resolved. The only bright spot was Care Representative Kiahara. She is the only person out of the many that I have spoken with who took the initiative to contact her supervisor and find out what was going on. She explained that the underwriter was confused about some information included on the medical record gap form so I sent in another email explaining everything and it’s been radio silence. While all the agents have been polite, Kiahara has been the only one to take initiative and find out what is happening with my claim. I called again today and was given the standard line about how they need time to review the information. It has been almost 5 months. The lack of communication is frustrating. This has not been a pleasant, easy experience. F757634

Insurer: Nationwide

By: customer

September 15, 2023

Horrible

Horrible. I’ve called insurance adjuster was out of town and couldn’t help. When she came back, she called me at time I’m at work. Even when I left a perfect time to contact me daily. She did this twice. And I was told she’d be out of the office again for a couple days. So, I’m very unhappy with that. Also, without notice my rate was raised and I wasn’t told nor did I receive an email at all about this. I had to log in to my account to find out. I would love to talk with someone about this. But seems like I can never get to anyone at a good time.

Insurer: Embrace

By: Jennifer R Palomo

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