154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified September 12, 2023

Max is a true asset to Trupanion

Max is a true asset to Trupanion. She answered each and every one of my questions (and I had many). I had researched extensively over 17 plans before deciding on Trupanion.

Insurer: Trupanion

By: Andrea

Verified September 12, 2023

Trupanion really works

Trupanion really works and with the adjustable deductible I can afford to insure three dogs.

Insurer: Trupanion

By: Sidney Cooper

Verified September 12, 2023

Excellent customer service

Shannon explained the claim process so clearly to me and helped me set up an account. And she told me how to use the app! She was very kind and helpful!

Insurer: Spot

By: Jaclyn

Verified September 12, 2023

Great options and service

Great options and service. Filed a claim immediately after my dogs appointment and it was processed and closed in less than 24 hours!

Insurer: Figo

By: Rebecca

September 12, 2023

Easy submission

Easy submission, walks you through it step by step.

Insurer: Embrace

By: Bill

September 12, 2023

Excellent coverage, pricing and claims process

I've been with Healthy Paws for approximately 5 years for one dog. Recently added a second dog. Pricing and coverage is excellent and affords us peace of mind. I've had to file a few claims and I am very much impressed with the claims process. It is extremely efficient and easy. I highly recommend Healthy Paws.

Insurer: Healthy Paws

By: Brian

Useful
Verified September 12, 2023

IT WAS SIMPLE

IT WAS SIMPLE

Insurer: ASPCA

By: JAMES BOCCUZZI

September 12, 2023

Complete scam and you are left heartbroken

Complete scam, they will find any reason to make anything that comes up for your dog a preexisting condition. My vet was in shock by their conclusion to our case and even wrote notes and letters to them that they said would help. They didn't and continued to run me in circles around the company to keep my hopes up that they would help. I see now that was a tactic to continue to collect money from me. I had such an awful experience I am thinking of leaving USAA for my car insurance as well.

Insurer: Embrace

By: Liza Stout

September 12, 2023

Pets Best really is the best!

Pets Best has taken really good care of my pup. They communicate well, especially if they are behind on processing claims. They have made caring for a dog with an autoimmune condition easier than it would be without insurance! So very thankful for them.

Insurer: Pets Best

By: K.S.

September 12, 2023

Used to be good, no more!

Embrace has been pretty decent with their turnaround times for claims in the last year. But after renewing my policy this year, they have been refusing to process any new claims. They keep asking for more medical records from vet visits despite having provided them with ALL the records from ALL past visits. What's most puzzling is why they need records from 2022 again for vet visits from 2023? They already have those records from the 2022 claims. This just seems like a lazy excuse to not honor their end of the insurance contract. It appears that the quality of the "claims adjusters" has dramatically declined. A silver lining is that the customer representatives are still nice, but it takes an eternity to get hold of one! I'll update this review if anything changes, but after over 2 months of going back and forth over the claims, I don't have much hope from this company.

Insurer: Embrace

By: Shrikant K

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