154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 24, 2023

Prompt

Prompt, efficient and professional. I waited years to purchase insurance for my dogs. Wish I had done it when they were puppies.

Insurer: Embrace

By: Anne Caywood

Verified September 24, 2023

I just got started with Spot and so far…

I just got started with Spot and so far I like them. They are reasonably priced and cover more than I was expecting.

Insurer: Spot

By: PATRICIA BROWN

September 24, 2023

Parody of an insurance

Want to pay monthly premiums and not get covered when your pet needs healthcare? Like upholding your end of the deal and later realizing the company won’t fulfill theirs? Then this insurance is for you! My kitten developed eye redness after we purchased the insurance plan, and I went to the vet. The vet mentioned in the note that the cat had occasional sneezing (not the actual reason we went there, just as a side note). When it came to reimbursement, the claim was denied because the occasional sneezing was deemed as a “respiratory infection”, which, intern, was deemed a “chronic condition.” The cat had a history of upper respiratory infection prior to adoption, and hence they claimed it’s a pre-existing condition. I don’t know if the people reviewing the claims are smart fraudsters or just stupid, but as a physician, I can attest that it is not how URIs work. You are “allowed” to have them multiple times a year, it is not a “pre-existing” condition like cancer or diabetes; each episode, if spaced out in time, is a brand new instance. Furthermore, this has nothing to do with eye redness (conjunctivitis) for which the cat was treated for with ophthalmic antibiotic and had a corneal exam. Over a dozen hours were spent communicating with the insurance reps and countless neurons destroyed by the stupidity of their reasoning... Needless to say, I’m no longer their customer (they had the nerve sending me an invite to resume my membership; like yeah, why wouldn’t I!), and now I’m putting away the amount I would’ve paid for monthly premiums into a savings account, self-funding my pet emergency account, knowing that if I have an emergency, there will actually be money to cover my expenses.

Insurer: Pets Best

By: Stan

Useful
Verified September 24, 2023

We used Trupanion for our Great Dane…

We used Trupanion for our Great Dane her entire life and it was an amazing experience. Sadly she passed and enrolling a new puppy was a breeze.

Insurer: Trupanion

By: Venessa

Verified September 24, 2023

Second year with Embrace Pet Insurance

Second year with Embrace Pet Insurance. I submit my claims online; notification of receipt and processing is quickly addressed. I have no issues or complaints at this time. I am highly satisfied with Embrace Pet Insurance and would recommend them to anyone with pets.

Insurer: Embrace

By: Eileen E Johnson

September 24, 2023

Parody on insurance

Want to pay monthly premiums and not get covered when your pet needs healthcare? Like upholding your end of the deal and later realizing the company won’t fulfill theirs? Then this insurance is for you! My kitten developed eye redness after we purchased the insurance plan, and I went to the vet. The vet mentioned in the note that the cat had occasional sneezing (not the actual reason we went there, just as a side note). When it came to reimbursement, the claim was denied because the occasional sneezing was deemed as a “respiratory infection”, which, intern, was deemed a “chronic condition.” The cat had a history of upper respiratory infection prior to adoption, and hence they claimed it’s a pre-existing condition. I don’t know if the people reviewing the claims are smart fraudsters or just stupid, but as a physician, I can attest that it is not how URIs work. You are “allowed” to have them multiple times a year, it is not a “pre-existing” condition like cancer or diabetes; each episode, if spaced out in time, is a brand new instance. Furthermore, this has nothing to do with eye redness (conjunctivitis) for which the cat was treated for with ophthalmic antibiotic and had a corneal exam. Over a dozen hours were spent communicating with the insurance reps and countless neurons destroyed by the stupidity of their reasoning... Needless to say, I’m no longer their customer (they had the nerve sending me an invite to resume my membership; like yeah, why wouldn’t I!), and now I’m putting away the amount I would’ve paid for monthly premiums into a savings account, self-funding my pet emergency account, knowing that if I have an emergency, there will actually be money to cover my expenses.

Insurer: Pets Best

By: Stan Ryndin

September 24, 2023

Real pet insurance

I can’t say enough about MetLife Pet insurance. Our pets are like our children and MetLife Pet treats them like they are as well. MetLife Pet insurance is real insurance that helps with the enormous costs of veterinary treatment. The MetLife Pet agents graciously help every step of the way and claim filing is very streamlined. I have shared my experiences with all my skeptical pet parent friends, and they are indeed encouraged and surprised. MetLife Pet insurance is the real deal. I highly recommend regardless of your pets age.

Insurer: MetLife

Veterinarian: East West Veterinary hospital

By: Julie

Useful
Verified September 24, 2023

Customer service …

I had never called or had Insurance before but this experience was great. The customer service individual I spoke with was excellent and they helped me get through the sign up, process they went above and beyond.

Insurer: Trupanion

By: David

Verified September 24, 2023

So convenient!

The claims process could not be any more smooth.

Insurer: Figo

By: Courtney

Verified September 24, 2023

Too Much Talking

Would have liked less commercial-like speech and more to-the-point get the information needed and get off the phone effort. I was trying to get this done while waiting for service somewhere. I'm a busy person and just need to get things done as efficiently as possible.

Insurer: Trupanion

By: Kelly B.

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