154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 28, 2023

Failed miserably

After one year and one small claim, my premiums have gone up by an unreasonably ridiculous amount of 40% when I was led to believe that moderate increases could be expected. Nothing moderate about this! I am livid and feel deceived.

Insurer: Trupanion Canada

By: Debby

Useful
Verified September 28, 2023

I am very happy with the fast…

I am very happy with the fast settlement of my claim. As soon as all records were received I was notified of my payment. Thank you!

Insurer: Spot

By: Jeanette Nathanson

Verified September 28, 2023

Have mad 3 claims so far

Have mad 3 claims so far, and all have been handled fast and efficiently. Money goes directly back In to my bank account.

Insurer: Spot

By: Jaime Braswell

September 28, 2023

Worst money I ever spent

My puppies had diarrhea from worms when they were 8 weeks old. Pretty common and easily treated. But since they had diarrhea back then every claim I’ve made since then was rejected and considering a “pre-existing” condition. How can diarrhea be pre-existing?! What a joke. I’m disappointed. What a waste of my money and Fetch is no help what so ever

Insurer: Fetch

By: Stephanie Keyser

Verified September 28, 2023

Filing a claim is easy and simple with…

Filing a claim is easy and simple with spot using their app. The response following the filing is quick! The app provides all the necessary info you need to get the claim done in a timely manner.

Insurer: Spot

By: Grampaw McFarland

Verified September 28, 2023

Long wait time to process claim and…

Long wait time to process claim and when it was complete no eob attached called and asked for one also was processed incorrectly as I paid extra for coverage. Very frustrating

Insurer: Spot

By: Katherine Davis

Verified September 28, 2023

Great experience

Easy tonuse website and straight forward review of policy coverages.

Insurer: ASPCA

By: Amy

Verified September 28, 2023

Super great

Super great. Easy to use.

Insurer: Spot

By: Zoraida Cabrera

Verified September 28, 2023

Efficient and easy to understand

Efficient and easy to understand. They pay out claims without much hassle or confusion... and cover a lot.

Insurer: Spot

By: Darby Napieralski

Verified September 28, 2023

Terrible company

Poor customer service. Poor policies. I absolutely do not recommend.

Insurer: Spot

By: Miranda

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