154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 11, 2023

Timely Response to Claims…

Prompt payment with explanation of coverage makes for great customer service

Insurer: Spot

By: Nancy Lee

Verified October 11, 2023

First-time Figo customers!

I have had another insurance company for more than 15 years. We just got a new puppy and decided to give Figo (through Costco) a try. So far, so good! I submitted a wellness claim from our first visit, and it was processed within hours of submission! It was a very easy process as well.

Insurer: Figo

By: Margaret

Verified October 11, 2023

They are Great!

They are very good at communication! Love the quick response on submittals! Great to work with so far!!

Insurer: Spot

By: Patty Erickson

Verified October 11, 2023

Okie Dokie

Trupanion is very quick to respond to simple claims like meds. Special problems take a bit longer

Insurer: Trupanion

By: Alan

Useful
Verified October 11, 2023

Quick payment of claims

Quick payment of claims

Insurer: Spot

By: Lauren Smith

October 11, 2023

I needed to share that my monthly…

I needed to share that my monthly payment went up by $68.00 for November 2023 from October. If I had not looked at my statement, I would not have known, they stated an email was sent two months ago which I cannot find anywhere, again my hands are tied, not a good feeling. Extremely high increase and I am not able to change due to it affecting, Daisy the dog, pre existing conditions -my hands are tied. So disappointed in this company. Check your bill monthly!

Insurer: Fetch

By: PA

Verified October 11, 2023

Spot has been wonderful !

Spot has been wonderful !! This is the first time I’ve used a pet insurance, I always thought it was a joke.. I wish I looked seriously into it with my two other dogs… it would have saved me thousands and put our minds at ease when stressing over the vet bills. So I decided to get Spot pet insurance this time around with the new puppies ! I looked at a few and found Spot to be the best fit for us. I tell everyone I know and meet about Spot… …It’s Very simple to put my claims in and get reimbursed in a very reasonable amount of time. …I had a couple of questions with a claim and the customer service team was so sweet and helpful. Thank you 😊 Ellen, 🐾🐾🐾🐾Bo and Jayla

Insurer: Spot

By: Ellen Kingsley

October 11, 2023

MET LIFE BOGUS

I recommend that everyone on here who was filed a terrible review with this terrible company should start a claim with the department of insurance and banking against this carrier. They will then have to investigate them.

Insurer: MetLife

By: R

Useful
October 11, 2023

Horrible Horrible Horrible

It’s been four months since our claim was filed At least one phone call per week since June 2023 sometimes several calls a week Keep getting the run around The infamous line ”The Check is in the mail” or we canceled the check and reissued it I’ve asked to have it sent certified mail I have asked to have it escalated I have asked o speak to a manager etc… I am initiating a claim with the Department of Insurance and Banking against this Insurance Compamy Horrible Do Not Use MET LIFE PET Insurance My reviews will be shared on my Social Media pages We are still waiting for payment. Ironic you have gotten our monthly payments on time though

Insurer: MetLife

By: Rae

Useful
Verified October 11, 2023

Spot Pet Insurance is great

Spot Pet Insurance is great! They processed my claims promptly; I got reimbursed in a timely manner.

Insurer: Spot

By: Maria Peterson

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