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A worthy benefit
I have two precious four-legged babies that have their fair share of health challenges. My Pomeranian was diagnosed with pancreatic disease and my Shepherd has severe allergies. Nationwide insurance was an benefit option through my company that provides employees with some discount in pricing. I have top of the line coverage of 90% reimbursement with a annual $250 deductible. Nationwide is very timely and fair in working with the veterinarian on any diagnosis and providing my reimbursements without any disputes or delays. Like most pet insurance, as long as your furry baby did not have a preexisting condition before taking out the insurance, the plan I have covers a lot of insurance benefits. I gave it a 4 star overall due to the pricing. Due to my furry babies turning 10 in 2024, my annual amounts increased drastically which was a culture shock to my wallet.
Insurer: Nationwide
By: Sharron
Embrace representatives were very…
Embrace representatives were very helpful, especially during a difficult time for us. One of our dogs passed away recently, and the Embrace team worked through the claim process with the vets.
Insurer: Embrace
By: Mar
ManyPets is fantastic
ManyPets is fantastic. They review your claims and pay extremely fast. Highly recommend!
Insurer: ManyPets
By: customer
THESE PEOPLE ARE THIEVES! DO NOT SIGN UP!
I got insurance for my cat and suddenly he started feeling sick. Took him to the vet, and I came to find out he has kidney failure these people categorized it as a pre-existing condition, which is not the case because I just found out about it! I took them almost 1 month to review a claim and had I wanted to dispute their decision was going to take them 90 days to answer. I simply canceled the policy. I FEEL STIFLED! What do i have insurance if it is to no good! Crooks! really.....PUT YOUR $$$ ELSEWHERE
Insurer: Pets Best
By: Farah Diba Somerth Martínez-Ap
They’re for you when you need help.
Without this insurance I may not have been able to afford the help my pet needed.
Insurer: ASPCA
By: Linda
Absolutely terrible
Absolutely terrible, make you file a claim to get reimbursed so everything comes out of pocket initially but then they make it very difficult to reimburse you, even for the most basic of services, they wanted medical records for our pup when he wasn’t even born yet. These guys suck.
Insurer: ASPCA
By: Robert Paterson
An existing policy holder trying to…
An existing policy holder trying to sort out my renewal and cannot get through to the team on the phone (number 27 in queue) or by email (tried 5x times now). Really disheartening as I haven’t had too bad of an experience until now.
Insurer: ManyPets
By: lwor
After going through an emergency…Best Decision We Ever Made!!!
After going through an emergency situation with our previous boy and running up the credit cards to save his life, but also facing the financial situation when we should have been 100% handling our emotional situation and not having to think financial, we went with Trupanion with our next two, and so happy we did! Vets can direct bill and within mins of bill being submitted, I receive a text giving me the amount Trupanion is covering. I just had an emergency yesterday with my boy, never thought twice about costs and affordability, had all necessary tests done, Trupanion covered almost half, and we only had to cover less than $1000, including our deductible, and I could 100% focus on his wellbeing and getting him through his situation and healing. So grateful to Trupanion and their caring and fast service!
Insurer: Trupanion Canada
By: Mary E Porter
Penelope Insurance
I have 4 cats and pay for my daughter's 2 dogs. The monthly premium is about $200. I have a senior Cat who is not insured due to his age. He was 8yrs. when he had cancer surgery just above his eye. That was insured. He now has kidney disease that is treated with a prescription diet. To diagnose this, a blood panel was required. That invoice was $1500. His treatment is prescription food. He has been given 3 years. In my own deceased 2 dogs, one had diabetes, requiring insulin and both had chronic bowel inflammation that required prescription food and they both had recurring eye injuries. One had knee surgery on each leg. I remember that was three to four thousand. They were both insured. The co-insurance was 20% and the deductible was $100. I paid approximately $80 per month for both. Now I have 3 cats' premiums. Now deductibles start at $200. My daughter's dog is allergic to chicken, and the other's liver requires prescription food temporarily. He just became blind. I have probably missed something. I had other cats that were euthanized due to extreme illness even though they were insured. However, they were diagnosed and had surgery. Our insurer also covered euthanism costs. My husband and I loved them all and it is painful to lose a pet but we never let them die because we couldn't afford to treat them. You must consider when you adopt an animal that you will require insuring them. Don't think that your animal will never be sick. You are gambling with their life. And reconsider having multiple pets. An average premium can be $45/month.
Thank you. The appeal was accepted.
I have talked to 3 different agents 3 separate times and each one has been extremely helpful. I shouldn't have to mention this but the best part is that I can talk to a native English speaking person who is not reading from a script. My claim was originally denied because the condition did look as though it might be a preexisting condition. I submitted an appeal and my claim was accepted as a new condition. The payout was significant.Thank you so much! I love my dog and I don't want to have to make healthcare decisions based on whether I can afford the care or not.
Insurer: Pets Best
By: Becky H