154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

November 28, 2023

I am very please with the service!

I am grateful that they were very compassionate with the shock of the damage to my cat. The review of claims was very speedy. Very appreciated!

Insurer: ManyPets

By: LINDA HAGAN

Verified November 28, 2023

All of my submitted claims were denied…

All of my submitted claims were denied without further explanation. Both of my pets were seen at the vet and none of the wellness visits we’re covered. Nothing! At this point I’m tempted to cancel our coverage. Dissatisfied

Insurer: Figo

By: customer

Verified November 28, 2023

Had a great & easy experience signing…

Had a great & easy experience signing my pets up for pet insurance! Recommending to everyone I know!

Insurer: Prudent Pet

By: Abby T

November 28, 2023

Update: continuing to charge me after the death and cancellation of policy

Run don't walk from this company. I'll give you my honest 13-year experience with examples. They were actually great for years when they were petplan, but became terrible once taken over by the Dodo (apt name). A few examples: 1. Want to spend money on a new policy? They're happy to take your call. However, if you're spending thousands (and you WILL spend thousands) per year, you're stuck with a crappy chatbot that gives you incomplete and unhelpful options. After lots of time getting nowhere you'll have to wait for an email response. No time for personal calls once you have your policy. 2. (This one I think is the most egregious, and likely tricks many customers): Your copay plan will have an actual deductible that FAR EXCEEDS the published deductible. Example: a 70-30 plan with a $500 'per condition' deductible. When we had expenses they would only apply 70% of those expenses to the deductible. So you'll find that you spend far more than $500 before you hit your deductible. Simple math means, in fact, that you'll spend $715 to hit a "$500" deductible ($715 X 70% = $500). Imagine - that's advertised as a $500 deductible. Take that for each condition because the deductible is 'per condition', and you'll find that you're spending hundreds - if not thousands - more than the published deductible before you get any coverage whatsoever. Shady. 3. At annual rollover, your premiums will definitely go up, sometimes by 200-300%. Do they give you notice and an option to continue? Nope - they used to (with petplan)....but now the Dodo automatically bills you at the new rate. Want to make a change? Cancel? Well, you're stuck with the unhelpful chatbot yet again (which, surprise surprise, includes no 'cancellation' option). 4. Finally, when the company was still petplan we had a death benefit associated with the policy. After experiencing the deep sadness associated with saying goodbye to our 13 yo lab, we read the fine print of the new policy, which states that no death benefits are paid to animals over age 8. There's more, but that's enough. It used to be a great company - now it's profit only. You can definitely do better - shop around. UPDATE: Even after all of this (see reply below), and after cancelling my policy due to the death of our pet, they just charged my credit card again for > $200 for our monthly premium. And NO ONE will answer a call or a move chat to help. Just continuing to make a painful experience unbelievably bad.

Insurer: Fetch

By: Derek Aday

Verified November 28, 2023

Reasonable cost

Reasonable cost. Prompt processing of reimbursement requests. Easy to use website.

Insurer: Figo

By: customer

November 28, 2023

EmmaLee was so helpful and patiently…

EmmaLee was so helpful and patiently walked me thru submitting claims to make sure I had no questions and then called my vet w/me on the phone for the appropriate medical records to complete the claim submission.

Insurer: Fetch

By: Jennifer R

November 28, 2023

Kelsey is an excellent staff member.

Kelsey explained very well the reason for the increase in the premium for my pet, DorB. We went over several different options for lowering the premium, but in the end, I decided to just leave it the way it was. I appreciated Kelsey‘s very nice explanations, and her very patient manner.

Insurer: Fetch

By: KATHLEEN

November 27, 2023

The Fetch insurance has helped me right from the start. I had to get my in-training service dog her vaccines and yearly check up. I had it done, sent in my vets paperwork, and was compensated quickly.

The ease of sending in my service dog's yearly exam and vaccinations was made so simple with Fetch. I sent in my vets information and was compensated quite quickly. I was not expecting to be compensated as quickly as I had been. They made it very easy, and I have nothing but great experiences with Fetch!!

Insurer: Fetch

By: Brandie Miller

November 27, 2023

Would not Recommend

In my experience THE COMPANY DOES EVERYTHING IT CAN TO NOT COVER MEDICAL CLAIMS THE COMPANY IS ALMOST IMPOSSIBLE TO REACH.. Cannot be reached after their hrs, by phone or chat..the 24/7 chat will not take A cancellation requested.. One must call in-Eastern Time I live in Western Canada. And work during regular day hours. Cannot leave a voicemail to have someone return the call. Very difficult to download claims. One os the most stressful and expensive experience for nothing. Date of experience: November 27, 2023

Insurer: Fetch Canada

By: Joyce-Ann

Verified November 27, 2023

Very quick at reimbursement.

Very quick at reimbursement.

Insurer: Embrace

By: Allison Harvey

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