154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

December 19, 2023

premium increased by $100 to $283 a…

premium increased by $100 to $283 a month! For an 8 year old dog..outrageous and a rip off for poor service. I regret signing with Fetch and I am advising all my let friends to stay away from this company. I will be cancelling of course and finding a company that doesn’t rip off clients like this,

Insurer: Fetch Canada

By: Pat Saito

December 19, 2023

Premiums increased by 60% over 5 years

Trupanion has been a decent insurer and has more or less reliably covered my dog for a condition that arose after coverage began; but my premium has increased by 60% over five years - and this is apparently just due to general pet data from the area where I live, meaning it’s a standard increase and I can expect it to continue.

Insurer: Trupanion Canada

By: Mo Betta

Verified December 19, 2023

Best decision I've ever made

My 4-year-old rescue is recovering from acute kidney failure. He spent a week in the hospital and has had at least a dozen follow-up visits, lots of tests, and ongoing medication. His excellent care comes with a big price tag. Thankfully, I had made the decision for pet insurance -- and Healthy Paws has really come through! They cover exactly what they say they will cover, filing claims couldn't be easier, and reimbursement lands in my bank account within a few days. Without a doubt, Healthy Paws is a 5-star pet insurance provider!

Insurer: Healthy Paws

By: Victoria L

December 19, 2023

Terrible rates, poor claim processing..worst insurance ever

My insurance went up to $283 a month, ridiculous for an 8 year old healthy dog. Will be cancelling of course…claims are a pain to send and process . Increasing premium by $100 a month is total robbery, wish I had never signed with this company.

Insurer: Fetch

By: Pat

Useful
Latest 1 comments
Posted: | By: Renee

I am seriously thinking of purchasing the insurance but your experience is awful

December 19, 2023

Quick and Efficient

They are quick and responsive. They never try to stiff me on charges. I feel like I can trust them at this rate. Thank you for helping me feel secure in making medical decisions for my kitty.

Insurer: Pets Best

By: CComp

Verified December 19, 2023

Simple no leaf on like Google and…

Simple no lead on like Google and straight to the point unlike op

Insurer: ASPCA

By: Jessica Tindle

Verified December 19, 2023

The ASPCA Pet Health Insurance website…

The ASPCA Pet Health Insurance website was user friendly. Submitting a claim was fast and easy.

Insurer: ASPCA

By: Tisa Lazar

December 19, 2023

Excellent customer service

I used Embrace for my kitties years ago. We now have a puppy and it was so easy to get her insurance through Embrace. Their phone representatives are knowlegable, friendly, and professional. They understand insurance and how much we love our pets. I appreciate their extensive training.

Insurer: Embrace

By: Heather Brostrand

Verified December 19, 2023

Helpful in every aspect

Everything the past few months with Embrace has been great. Our two year old was recently diagnosed with a disease that requires a lot of vet visits filled with testing and bloodwork and medication. Embrace has worked so well with us and has reimbursed 80% of majority of our visits and continues to be helpful as issues arise. I am thankful I have this company for my dogs insurance

Insurer: Embrace

By: Michelle Hunt

December 19, 2023

Beware they raise their rates 23% on…

Beware they raise their rates 23% on your 2nd year with them. I was at $85 for the first year, then they automatically renewed at $105. No letter, no warning, no claims filed! I can't figure out how to reply to your response on trustpilot, but I did not receive anything about my rate increase and searched my inbox. I just had flashbacks to car insurance companies who give you a low rate for the first 6 months, then increase it greatly after that intro rate. Insurance companies and their games. UPDATING REVIEW - They did it again and raised my rates by another 20% this year. They don't alert you and you only realize it by your monthly credit card fee, then you have to sign in. I just canceled.

Insurer: Pumpkin

By: Nick L

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