154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 07, 2025

So glad Embrace is here for our Alaska…

So glad Embrace is here for our Alaska pets!! You rock! 🙏🙏

Insurer: Embrace

By: Walter

Verified October 07, 2025

Great Experience

Bobby was nice & knowledgeable. I signed up today & feel good about my choice of insurance policy.

Insurer: Prudent Pet

By: Holly

October 07, 2025

Very Poor Claim Response Time

I have had pet insurance for our lab for 8 years. 3 years ago, due to her age, my existing policy was transferred over to ASPCA, along with a significant rate increase. I have NEVER filed a claim until 2 weeks ago, for an ear infection and her inability to put weight on her front paw. My total bill was $1300+, with a $500 deductible. So far, I have heard nothing from ASPCA and the website indicates that the claim is "in que". I spoke with a customer representative, who told me that he would take care of it, and so far nothing. After further research, I learned that in the state of Florida, pet insurance, is under the jurisdiction of the State Insurance Commissioner. The good news about this, is that companies that deny and delay claims can be forbidden from doing business in Florida. If any of you are in Florida, I have attached information on how to file a claim. To file a complaint with the Florida "Insurance Commissioner" (who heads the Office of Insurance Regulation), you should contact the Florida Division of Consumer Services within the Department of Financial Services (DFS), as this is the correct agency for handling consumer complaints against insurance companies. You can file online, by phone, or by email, providing details like the insurance company name, policy number, claim number, and a clear explanation of your issue. The DFS will then process the complaint and contact your insurer. 

Insurer: ASPCA

By: Kimberly

Verified October 07, 2025

Spot Insurance is outstanding!

From the onset, Spot Insurance has been amazing. When comparing Pet Insurance, Spot quickly rose to the top of list: Excellent client service, outstanding rates and inclusion of services. After selecting Spot Insurance, the Client service has remained exceptional, the ease of submitting claims is unbelievable and the time for claims processing is very quick. I couldn't be more pleased and so very happy that I selected Spot. Thank you!

Insurer: Spot

By: Michelle Kelley

October 07, 2025

Response time was great

Response time was great. My question was answered and explained to me perfectly!

Insurer: Fetch

By: Colleen

October 07, 2025

Just wanted to say great service from…

Just wanted to say great service from Karley Gulash got everything in order with her and made an easy choice of getting my dog Lola insurance

Insurer: Fetch Canada

By: andrew cipollone

Verified October 07, 2025

Love and Trust Spot!

We truly feel we receive the product we pay for. Whether routine or accidental, we feel confident that Spot insurance will honor the policy we have with them. Friends don't believe me when I say what we get for the insurance we have with Spot. Our cat was with another insurance provider and continued to raise the rates. Even being an older cat Spot wrote her a policy. Love them!

Insurer: Spot

By: Meghan Lanese

October 07, 2025

Scam and thieves

So I canceled with this company after the first month cuz I wasn't happy the way they did things. I don't want direct feeling they don't do I've submitted for a claim all the receipts all the medical records everything required then they tell me the deny my claim because I didn't submit the the records they're asking for documents or whatever but yet everything was submitted so yet how you supposed to know what's to submit you shouldn't I shouldn't be submit anything prior to me getting the insurance my insurance start on a certain date I submit bills after that date and all medical records not sure of the issue with this company took my money so give me my money back that I paid for the dog then if you're refusing my claim if you want to pay me those hundreds of dollars back cuz it was a big claim so people they do not reimburse you for Spain they do not reimburse you for chipping they do not reimburse you for vaccinations they do not reimburse you for flea and tick stuff trust me my claim for it always denied and this is the second review I put up do you think the company contacted me no cuz heaven forbid then give me my money back that I paid for the month since you didn't you know what I'm going to contact somebody higher there's an insurance place you can contact the office of the Supreme of insurance for any and all insurances and I think I'm going to do that and send him all the proof of everything I've sent and the way it denies maybe this company will be shut down then cuz I'm going to have them under investigation stole my monthly money and then refuse to pay me anything back pretty sad

Insurer: Fetch Canada

By: M

Verified October 07, 2025

Highly Recommend Trupanion as a Puppy Owner

Our puppy ate rat poison and had to stay at the emergency vet' for two days. I'd never filed a claim with Trupanion before, but am extremely impressed with their service. It was very simple to file the claim, and it was paid out very quickly. This feels like an ad to type, but it was an extremely stressful time and Trupanion definitely made it a little easier. Thankfully our pup is now doing great.

Insurer: Trupanion

By: Grace

Verified October 07, 2025

Help when we needed it most !

Couldn’t be more happy to have some help when we needed it ! when the vet emergency was necessary it can get really expensive fast! Spot was there and helped ease the burden and stress knowing we were covered for a lot of the cost ! Max thanks you as well as our whole family!

Insurer: Spot

By: Chris Zahler

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