154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 29, 2024

Glad I went with Embrace!

Embrace has been my first experience with pet insurance. They have been absolutely fantastic and I’m so thankful I chose this company. The app is easy to use and each time I have called, the person helping me is awesome. It is easy to submit claims and quick to get the result. Reimbursements can be set up to go straight to your bank account. Great company!

Insurer: Embrace

By: Bre M.

January 29, 2024

Ease of submitting claims and fair…

Ease of submitting claims and fair premiums as well as no hassle payment on claims

Insurer: Pets Best

By: Beverley Petty

Verified January 29, 2024

So far so good

So far so good. Having to use my insurance for the first time for my dog who was diagnosed with melanoma. Review of my invoices has happened quickly, as has reimbursement for my out of pocket expenses, which have been sizable. A big help. Thank you.

Insurer: Embrace

By: Jane Maushardt

Verified January 29, 2024

So far we have been extremely happy…

So far we have been extremely happy with Embrace. This year it was almost $2,000 to renew our policy with a $300 deductible. I submitted a claim for my dog for a very bad hot spot that wasn’t healing. They wouldn’t cover a medication the vet prescribed saying it wasn’t FDA approved.. $44 they charged me for a well benefit which it was for a hot spot.. Not sure why our veterinary staff prescribed a medication not FDA approved but will find out.. The mouse in question is CeraSoothe CHX+KET., Embrace wouldn’t cover this, said it is well care when it wasn’t.. Bad hot spot.. they wouldn’t cover it at all.. So now I guess I have to ask my veterinarian from now on if something is FDA approved to be covered.. kinda ridiculous I spoke to two representatives to figure this out.. mostly we are satisfied with Embrace, honestly this is the first thing we’ve come across that wasn’t covered.

Insurer: Embrace

By: Lisa Krikorian

Verified January 29, 2024

I already had all my animals covered by…

I already had all my animals covered by Trupanion, and I just added a dog.

Insurer: Trupanion

By: Jan

January 29, 2024

Fetch : affordable and easy to work with

Fetch is not only affordable pet insurance but they are very easy to work with. We have had the misfortune of an incident with one of our dogs. The payent process was easy and fast

Insurer: Fetch Canada

By: Tracey Williams

Verified January 29, 2024

Great service

I have had Embrace Pet Insurance for my dog for 4 years. I have NEVER had a problem with them. My claims are handled in a timely manner. When I called about something, they were super friendly and very helpful. I definitely have told friends about them, and would recommend them to anyone.

Insurer: Embrace

By: Carolyn Gaughan

Verified January 29, 2024

Amazing customer service and very fast…

Amazing customer service and very fast reimbursement! My Tanner had another knee surgery on January 11, 2024 and the bill was over $4,000, my claim was processed right away and the money was in my account in just 3 or 4 days!

Insurer: Embrace

By: Aleida Capo

Verified January 29, 2024

ER on New Years Eve

I had to take my cat to the ER on New years eve morning for treatment of pancreatitis. We had a follow up the next week with our regular vet. Submitting the invoices for review and claims was super easy and funds were deposited directly into my account promptly. Super happy with embraces service.

Insurer: Embrace

By: S Cory

January 29, 2024

Not great

Overall I have been pretty unimpressed with this insurance company. The exclusions in my contract were not made very clear (I understand why there are exclusions, thats not the issue) until I submitted my first claim. It takes roughly 25-30 business days to receive payment IF it gets approved, and when I had an emergency and called the company to ask what we could do, they basically told me they couldn't do anything for a minimum of 10 business days and nothing was guaranteed (which obviously wouldn't work in the event of an emergency). Overall, I don't feel confident or supported by this insurance company and wish I hadn't switched from my last company.

Insurer: Pets Plus Us

By: Katherine

Useful

Compare top pet insurance providers plans.