154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 13, 2024

First time user for new puppy

First time user for new puppy. After first vet visit I submitted my claim electronically Friday afternoon & claim was completed by Wednesday the following week. So far I am pleased with my decision.

Insurer: Spot

By: Melissa S

Verified March 13, 2024

Fast response time

I have had to file two claims and both times it was less than a week and funds were in my account. It’s a relief to have the piece of mind that in the event that my pets need veterinary services, I don’t have to worry about an unexpected cost.

Insurer: Spot

By: carolyn Odman

Verified March 13, 2024

Easy to use and so far so good

Easy to use and so far so good

Insurer: Spot

By: Mark Gullion

Verified March 13, 2024

Fast claim processing

Fast claim processing! Very reputable company and so happy I have the peace of mind by covering all of my cats.

Insurer: Spot

By: Nancy S

Verified March 13, 2024

It was so easy and they were so nice.

They were so nice to deal with. Super helpful. The process was so easy!

Insurer: Trupanion

By: customer

March 13, 2024

Denied a claim my cat always had a…

Denied a claim my cat always had a heart murmur, was recently diagnosed with enlarged heart Embrace wouldn’t cover additional testing saying it was preexisting which the ENLARGED was not,I wont recommend this insurance to anyone, I have five cats and I won’t insure with Embrace, thee salesperson wasn’t for coming with her information when I signed up with them

Insurer: Embrace

By: deborah muro

March 13, 2024

Pet Insurance

We have been very pleased with all aspects of our pet insurance with MetLife. We have 2 cocker spaniels. 10 months and 4 years. MetLife is a great company to work with, that first puppy year is very expensive and everything has been covered. Great customer service and very easy to file claims and get reimbursement. We were with another company that doesn’t even compare with MetLife. I recommend Metlife to everyone.

Insurer: MetLife

By: Pansy

Useful
March 13, 2024

Happy Customer

I could not be more satisfied with Lemonade’s ease of use. Submitting a claim is extremely easy and reimbursement is lightning fast. Policy terms clear with no unexpected loopholes. Highly recommend!

Insurer: Lemonade

By: Tiffany

Useful
March 13, 2024

Getcha a perfect policy for your perfect pet!

I've had a Metlife pet insurance policy since my puppa joined the family a little over a year ago and it's been an absolute pleasure. Customer service is top notch and claim reimbursements easy as pie! Do yourself a favor, at the very least, make an inquiry and see if if it works just as well for you.

Insurer: MetLife

By: cher

Useful
Verified March 13, 2024

Love Spot!

Spot is the best Pet insurance I've had so far. Filing claims, receiving reimbursements, communication and making payments is so easy and everything can be done with ease on the app. I highly recommend it!

Insurer: Spot

By: Erin D

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