154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 29, 2024

Responsive and quick turnaround time.

Responsive and quick turnaround time.

Insurer: Spot

By: Eileen

Verified March 29, 2024

Figo has been easy to understand

Figo has been easy to understand, easy to get signed up, easy to use. This is our first time with pet insurance so I was a little worried how it would all go down. We had a claim during our pup's first year and I have to say, Figo made the process very easy. I was missing something they needed and they contacted our vet themselves and got what they needed, and they included me in the email loop. We just finished year one and will continue on with Figo.

Insurer: Figo

By: Karen

Verified March 29, 2024

Customer Service Representative was…

Customer Service Representative was very informative and pleasant.

Insurer: Trupanion

By: Phyllis Hoffman

Verified March 29, 2024

So far our experience with Spot has been great

So far our experience with Spot has been great. They’ve been good with our claims, it just takes a little bit of time to get payment. Otherwise I have no complaints. Will be signing with them the next time we get a pet

Insurer: Spot

By: Simon

March 29, 2024

Don’t waste your money

Don’t waste your money. They will say everything is “preexisting”. I tried to make a claim about several things that had never occurred before and they said it was all “pre existing” they will try and correlate every issue with something in a past chart to justify their denial. Then they raise the prices drastically. I was paying $75 then they jumped it to $100. No claims ever covered, no change in health status. Just an unjustified price hike.

Insurer: Trupanion Canada

By: meghan potters

Verified March 29, 2024

Claims processing was quick and direct…

Claims processing was quick and direct deposit helped me to recoup some of my veterinary costs!

Insurer: Spot

By: Christina Tellez

Verified March 29, 2024

Reliable healthcare with great coverage…

Reliable healthcare with great coverage and good rates.

Insurer: Pumpkin

By: customer

Verified March 29, 2024

Fast review and turnover

Fast review and turnover. Conscientious communication and no haggling with claims.

Insurer: Embrace

By: Julie

Verified March 29, 2024

They need to have better service

Embrace needs to be more efficient with there refunds. It took three months for them to issue a refund. The reason was they were emailing and not faxing the request. Disappointed

Insurer: Embrace

By: RICHARD CALI

Verified March 29, 2024

We just had an emergency with our…

We just had an emergency with our friendship. She got ivdd in her back and that tough surgery immediately we called embrace To get authorized, everything was done within a matter of hours. I had nothing to worry about. And my claim was paid expeditiously. Kudos to embrace for making this less stressful for us

Insurer: Embrace

By: Cathy Thews

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