154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 31, 2024

Great Customer Service

I recently had a couple questions about my coverage and the reimbursement policy. The young lady I spoke with was very helpful and patient!

Insurer: Fetch

By: Lynn

March 31, 2024

Probably the worst insurance company…

Probably the worst insurance company I’ve ever dealt with. You need to pay for every expense upfront and then they make you submit a claim for each expense but then repeatedly reject and delay so they never have to pay you out. They also claim to reimburse 90% but I’ve never received more than about 40% so I don’t even know what I’m paying for. Additionally, they ask for the same exact documentation EVERY TIME which makes no sense because if I already submitted it SEVERAL times why do I need to submit it again?! They also completely ignore key information such as the date we brought our pup home and then ask for information we clearly could not have based on that. Finally, they have asked us to reach out to previous vets for their notes? Documentation we don’t easily have access to and a previous vet has absolutely zero willingness to provide so just another way for them to prolong the process and ultimately reject our claims. Wildly unhelpful and inconvenient I will likely cancel my policy.

Insurer: Fetch

By: Hannah

Verified March 31, 2024

Super easy to submit a claim!

Super easy to submit a claim!

Insurer: Spot

By: Hailey Jarrard

March 31, 2024

Rubber stamp claim denial coming right up!

Our first claim wasn't even addressed for nearly a month, then when it was, it was denied because they didn't have the prior year of medical records. This claim was for our puppy who at the time was 7 months old. We had ALL records from 2 days after we brought her home and every visit since. She has never missed an appointment and only seen one vet. We are very meticulous about the care of our pets. STILL. after pointing out that we couldn't possibly have a prior year of records for a 7 month old puppy and submitting every document we had, And having the vet do the same. Nothing, for another month. Then finally they denied the claim for pre existing condition because her ears had been cleaned on a prior visit and that was what the claim was for, she had an ear infection. She is fine now by the way. So there's proof that they rubber stamp claim denial without even looking at how old the dog is. But it's no different than any other insurance company for people or pets.

Insurer: Fetch

By: Mike Davis

March 31, 2024

Great coverage

Great coverage. Easy to file for reimbursement.

Insurer: Fetch

By: Lee Clarke

March 31, 2024

Simple and easy claim

Been with fetch 2nd year now. I like how simple and easy to file a claim with them, no more nonsense questions just upload your receipt and you will get your refund within 2 weeks 2 weeks.

Insurer: Fetch

By: Paul

March 31, 2024

Happy

Very happy with Lemonade Ins. Our dog is a rescue and not knowing her past makes us nervous about her health. It great having the piece of mind to know we can take her to the vet without worrying about breaking the bank.

Insurer: Lemonade

Veterinarian: Animal clinic of Millville

By: James

Useful
March 31, 2024

Pets best has been easy to work with…

Pets best has been easy to work with and submit claims. Claims take awhile to process but they paid according to my policy without a hassle. I would recommend them.

Insurer: Pets Best

By: Nancy Snyder

Verified March 31, 2024

She did great

She did great! Super clear and thorough.

Insurer: Trupanion

By: De León Barber

Verified March 31, 2024

Knowledgeable

Knowledgeable, efficient service

Insurer: Trupanion

By: Pat

Compare top pet insurance providers plans.