154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 31, 2024

First dog, easy claims

I recently got my first and own dog, Spot has taken a lot of the major worries of vet costs away entirely. I've made two claims and the process was smooth, painless, and rather easy all around. Highly recommend.

Insurer: Spot

By: Noah Smith

March 31, 2024

Ridiculous Premium Rate Increases

I cancelled due to the ridiculous rate increases in premium: "American Modern Home Insurance Company was granted an overall rate increase in the amount of +16.60% effective 02/23/24 for new business and effective 02/23/24 for renewal business for Pet Insurance. American Modern Home Insurance Company subsequently filed on 03/07/24 with the Department of Banking and Insurance a request for an overall rate increase in the amount of 19.20%". Good bye.

Insurer: Embrace

By: Anthony Piniat

Verified March 31, 2024

The coverage seems really comprehensive…

The coverage seems really comprehensive and good. Customer service is helpful. I havent filed a claim, but they appear to make it easy. Policy was easy to read and no fine print. Recommended by others that i know.

Insurer: Trupanion

By: Cindy Pudiak

Verified March 31, 2024

I Hope This Isn't a Preview of His my Future Claims Will be Handled!

I received 4 emails stating my dog's records were needed to process my claim. I sent the records 4x. They said they requested them from my vet... only they requested them from a veterinarian hospital I've never been to. Finally, I called and they said they had the records. I never had this problem with my former pet insurance company.

Insurer: Spot

By: Elissa Dellosso

March 31, 2024

Excellent service

Our fur baby developed an illness in her gut basically overnight, Vet diagnosed her problem as AHVS. The visits and treatment were quite expensive. Sent my claim to FETCH and the review process was quick. I received my reimbursement within 10 days, thank you Fetch.

Insurer: Fetch

By: Kimmett Uttenreither

Verified March 31, 2024

Extremely easy to understand website…

Extremely easy to understand website and sign up process. No need for continuous searches. Everything was laid out clearly in understandable language. Best part is if the coverage is used no need to wait for payment. Our vet is paid directly at time of billing. All we have to pay is 10%of the bill plus our chosen deductible.

Insurer: Trupanion

By: Michael Quinn

March 31, 2024

Fetch App and Claim

New member of fetch and the claim experience was quick and smooth. The app is easy to use and with lots of information and helps you with any process.

Insurer: Fetch

By: ST

March 31, 2024

Terrible service- do not recommend

Takes too long to pay out and getting a $3 charge for a check because I don’t want to provide my checking account number is robbery. Almost impossible to use the chat button- the bot service/ communication is frustrating- has you going in circles to talk to speak to a representative.

Insurer: Fetch

By: Sandra Leasoff

Verified March 31, 2024

Very convenient and efficient for…

Very convenient and efficient for filing claim. Provide status of every stage of claim filing.

Insurer: Spot

By: Uday

Verified March 31, 2024

the claims filing process was easy and…

the claims filing process was easy and efficient through the online site by answering a few questions and uploading documents, including receipt and updates with a timely turnaround. thank you!

Insurer: Embrace

By: OSCAR M

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