154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified April 06, 2024

There when I needed it!

My cat recently had a stomach infection. I was so scared and upset and had no clue what was going on, but knowing that I had Spot pet insurance, I did not hesitate to get him the care he needed to get his diagnosis and his medication. Within a week, I received my 80% refund and could pay most of the bill off. I recommend Spot to any pet owners!

Insurer: Spot

By: Hannah A.

Verified April 06, 2024

Fast response easy to use app

Fast response easy to use app

Insurer: Spot

By: Ron Valle

Verified April 06, 2024

Hanging in there

Trupanion has stood by our side over the past year and a half. Without them we could not have afforded to keep our pet alive. Their no limit policy is the reason I chose Trupanion as our insurer. It was a good decision on my part.

Insurer: Trupanion Canada

Veterinarian: pierrefonds animal hospital

By: Richard

Useful
Verified April 06, 2024

Submitted bill for shots only covered…

Submitted bill for shots only covered half of the vaccines

Insurer: Spot

By: Robert Payne

April 06, 2024

Much higher rates in 2024, much lower ratings/reviews!

I have had Pets Best since I got my dog 5 years ago. I have never submitted a claim and fortunately, my dog is pretty healthy. I noticed starting 2 years ago that their prices were increasing by leaps and bounds compared to other insurers and they were also dropping in the ratings. I have a $1,000 deductible on my plan and I have never submitted a claim. Last year the price increased by $100 with no additional benefits offered. This year, however, the price increase was astronomical in my opinion. The price went from $401 last year to $628 this year!!! That's an increase of $227 and I have the highest deductible possible!!! I can see why they've dropped out of the top 5 recommended pet insurers. If for no other reason, their prices are out of this world! I think it's probably time to look for another insurer - one that is ranked higher with their member reviews and also one that is ranked higher by the companies that rate pet insurers. Additionally, when I called their "Vet" helpline, no veterinarian was present to answer my questions. The girl answering the phone was a vet tech who seemed to know less than I did about dogs. She had to look up the answers to my questions AND then she gave me incorrect advice. Fortunately, I did not listen to her since she did not sound credible. I complained about the fact that they advertised having a vet available when this was untrue, but it was to no avail. I wonder if perhaps that is why my rates increased so much this year...

Insurer: Pets Best

By: Gayle Gwozdz

Verified April 06, 2024

Fantastic pet insurance put my claim in…

Fantastic pet insurance put my claim in and within 2 days was approved.

Insurer: Spot

By: Elizabeth Noyes

April 06, 2024

Amanda Mello - great agent from Fetch

Speaking to Amanda Mello from Fetch was so great - informative, outlined everything I needed to know and feel comfortable now that my Bodhi will be covered for any unseen circumstances for life. Great experience all around.

Insurer: Fetch Canada

By: Audrey

April 06, 2024

I always get the answers I need

I always get the answers I need. Whatever is going on embrace customer service has been kind and very helpful.

Insurer: Embrace

By: Angela Tillman

April 06, 2024

Though they don't cover exams when you have an unexpected health issue--this insurance delivers!

Both pets have been on this insurance for years. Recently my dog has been diagnosed with cell abnormalities and started feeling sick. The insurance covered a very fair share of the work he needed to get better. Having helpful insurance was a huge stress relief so I could focus on getting him to the doctors he needed.

Insurer: Healthy Paws

By: Jennifer Garcia

April 06, 2024

Kindness and Professionalism

Ky was empathetic , professional, and resourceful. Assisted with finically resources that were unavailable through the Fetch. A superior experience in customer service and humanity. Bart And Rev Dianna Speidel,LCSW

Insurer: Fetch

By: Dianna Speidel

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